🧠 AI now mandatory: It’s come to this. Companies are tossing résumés for ChatGPT prompts. Two-thirds of execs say AI proficiency means more than job experience. 71% would pick the less experienced candidate if they’re AI-savvy. LinkedIn endorsements now include “Knows when to ask Claude for help.”
Might be owed money? Here’s how to find it (for free)
ChatGPT
I’ll never forget helping Robert from Virginia find $24,578 sitting in a bank account he didn’t know existed. He heard me talk about how to find hidden money on my national radio show.
Every year, I shout about this from the rooftops (and my national radio show). Lost money isn’t a myth. It’s trillions just chilling in government vaults and banker spreadsheets, waiting for someone like you to claim it.
Unless you’ve kept flawless records since the womb, it could absolutely be yours. And no, this isn’t a scam, it’s your money.
We’re talking about forgotten paychecks, closed bank accounts, unused refund checks, overpaid bills, life insurance payouts, security deposits, retirement accounts like 401(k)s, and even savings bonds.
If you’ve ever moved, changed jobs or had a relative pass away, sit up and pay attention. Look up your name and others you know. This tip is mint.
Start with the big one
Go to MissingMoney.com, a free site backed by the National Association of Unclaimed Property Administrators. Type in your name and any states you’ve lived in.
If there’s a match, you can usually file a claim right then and there. Just be ready to upload proof of identity. A driver’s license or utility bill will do.
If your state isn’t listed there, check Unclaimed.org. It links you directly to every state’s own unclaimed property site.
Your 401(k)
At least $1.7 trillion languishes in lost or forgotten 401(k) accounts. That’s enough to buy several billion avocados or one small California studio apartment. The average unclaimed balance is $56,616!
Check the National Registry of Unclaimed Retirement Benefits to see if your money’s ghosting you. If you left a job and forgot to roll over your 401(k), your money might be sitting in a holding account.
1 second
That’s all it takes for your body to freeze under stress and start making smarter decisions. In a wild twist on the panic playbook, Dutch professor Karin Roelofs says freezing under stress is your nervous system’s version of going into “emergency focus mode.” Not stuck, strategizing. Less deer in headlights, more sniper on a mission.
⚡️ 3-second tech genius: Set your phone’s lock screen to show “If found, call [friend’s number].” It helps an honest finder return your phone without unlocking it or peeking.
Facebook on mute: Whether you’re sneaking a scroll at work or just want things silenced, it’s easy to stop videos from auto-playing with sound. On your phone, go to Menu > Settings & privacy > Settings > Media and toggle Videos Start with Sound off. Ah, much better.
Ads begone: Windows 11 sneakily puts ads in your Start menu, but you disable ’em. Go to Start > Settings > Personalization. Hit Start and toggle Show recommendations for tips, shortcuts, new apps, and more off.
🖱️ Drag URLs on Mac: In Safari, you don’t need to copy and paste. If you want to share a link, just left-click and drag the address bar straight into your email. It works for links on a page, too. Want to share a restaurant menu? Just drag the link into the message without opening it.
🏠 Your home could be stolen through a scam! Fraudsters can forge your name on the title and take out loans using your equity. Protect your home with Home Title Lock and get a 14-day free trial with code KIM.
Cash in on your old cell phone: This tip will show you how to get the most money out of your old phone by selling it to reputable companies. Subscribe to Clark.com’s free newsletter to receive smart money tips every day.
🎙️ Fix bad audio fast: Adobe Podcast uses AI to clean up echo, remove background noise and boost your voice to studio quality. You can also transcribe and export as text or PDF. The best part? It’s all online, so no software downloads are needed. There’s a free tier, or full access for $9.99/month. Unless you’re a full-on podcaster, you don’t need it.
Taking a group shot? Don’t just snap one photo (someone’s always blinking or looking away). Hold down your phone’s camera button to use Burst mode, which takes a bunch of pics in seconds. This gives you a better chance of capturing everyone at their best. Neat.
🍋 From lemonade stand to citrus baron: Got a future CEO at home? Check out Shopify’s free guide for kids who want to get started selling online. It’s packed with fun branding and business exercises you can do together as a family.
99.999%
That’s how much of Earth’s gold is locked in the core. It’s basically a global treasure chest we’ll probably never open. There’s enough down there to coat the entire planet in 1.5 feet of gold. It’s staying put unless you’ve got a plan to drill through 1,800 miles of molten iron. Somehow, Bitcoin mining sounds less complicated now.
Look under the hood: In Chrome, type chrome://flags in the address bar and hit Enter to unlock a hidden menu of beta features. Scroll through and enable what catches your eye. Remember, these are experiments, so proceed with a little caution.
⚡️ 3-second tech genius: Set up price alerts on Amazon with CamelCamelCamel to avoid paying full price.
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95%
A new blood test is that good at spotting early signs of Alzheimer’s. It checks for two proteins tied to the disease: amyloid beta 42/40 and p-tau217. People with Alzheimer’s usually have more of the second one. The best part? The test is already FDA-approved and way cheaper (and less scary) than a spinal tap. Science wins again.
Search cannibalism: I called it three years ago. As the once search giant Google morphs into a chat-style (paywall link) “answer engine,” clicks are drying up and traffic is cratering all over. The Atlantic’s CEO said to assume “Google traffic drops to zero.” Google once said, “Don’t be evil.” Today, it reminds me of Goya’s “Saturn Devouring His Son.”