The bots are coming for your 401(k)

One question I get all the time is, “Kim, can AI help me pick stocks?” 

Spoiler: Not only can it help, it might do a better job than a guy in a Patagonia vest yelling about yield curves.

A finance professor from Canada tested the stock-picking skills of ChatGPT, Elon Musk’s Grok and communist China’s DeepSeek. Each AI was fed the same market conditions and prompts and asked to build a stock portfolio.

Then he compared those AI-created portfolios to real-world funds managed by professionals. Yup, the ones who get paid big bucks to grow your money.

🏆 These AI tools didn’t just do OK 

They beat the pros. And not just once. Over the course of several trials, AI regularly outperformed human-managed funds.

That doesn’t mean it’s time to fire your financial adviser, but it does mean we’re entering a new phase in how we invest. AI isn’t just for emails and generating recipes anymore. It’s parsing financial data, reading between the lines of earnings calls and spotting trends most people overlook.

If you don’t know what you’re doing, you could just as easily get bad advice, or worse, convince yourself it’s genius guidance because it came from a robot.

💬 3 smart prompts to try

Want to experiment with ChatGPT, Claude, Grok or another AI model? 

1. “Act as a financial adviser for a [your age goes here]-year-old investor saving for retirement. Recommend a diversified stock portfolio with U.S. and international exposure, moderate risk tolerance and a 10-year horizon. Explain why each stock was selected using current market data.”

2. “You are a stock analyst. Compare the investment potential of [list the companies here] using the latest earnings reports, P/E ratios, market trends and analyst sentiment. Summarize the pros and cons of each.”

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Make a movie in a minute

I’ve said it before and I’ll say it again, AI is changing everything. And now it’s coming for video. This is the future, and it’s so fun to play around with these new tools.

Forget editing software, green screens or even a camera. Now your keyboard is the director, the producer and creative partner. All you need to do is type what you want to see, and AI will turn it into a slick, high-def video. 

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AI made this video in under a minute

I used Google’s Veo and ChatGPT’s Sora to make a video of my puppy on the beach.

Look at me, I’m the coder now: Nvidia’s Jensen Huang says coding is dead, long live “vibe coding,” which is basically sweet-talking a chatbot into writing software for you. You don’t need Python if you’ve got polite vibes and ChatGPT. Congrats, your great aunt just launched an e-commerce site from her iPad.

7 hours

How long Anthropic’s new AI model Claude Opus 4 can work without needing new prompts. It’s built to handle big tasks, kind of like giving a coworker a goal and letting them run with it. The twist? Anthropic says it’s not replacing jobs, just automating the boring stuff. Cool cool, tell that to the boss.

🤖 Copy that: Don’t copy text from ChatGPT by highlighting it with your mouse. You’ll grab all the weird formatting. Instead, hit the Copy button (two overlapping squares near the bot’s reply) for a clean, ready-to-paste version. Easy peasy.

The jobs AI can’t steal (yet)

Larry from Louisiana writes: “Kim, what jobs are safe from AI and don’t need a college degree? I’m losing sleep worrying about my future and how I’m going to support a wife and three teenagers.”

Larry, you’re spot-on to be thinking about this. Supporting a family of five in this economy is basically a full-contact sport. You’re also asking exactly the right question.

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🧠 AI now mandatory: It’s come to this. Companies are tossing résumés for ChatGPT prompts. Two-thirds of execs say AI proficiency means more than job experience. 71% would pick the less experienced candidate if they’re AI-savvy. LinkedIn endorsements now include “Knows when to ask Claude for help.”

🎙️ Fix bad audio fast: Adobe Podcast uses AI to clean up echo, remove background noise and boost your voice to studio quality. You can also transcribe and export as text or PDF. The best part? It’s all online, so no software downloads are needed. There’s a free tier, or full access for $9.99/month. Unless you’re a full-on podcaster, you don’t need it.

Prompt like a pro: Not happy with your AI bot’s answer? Type “Try again” to get a new version. Use phrases like “Make it shorter,” “Add more detail” or “Include 10 examples” for even more control. Now that so-so reply is exactly what you need.

AI vs. cancer: AI just helped design a new breast cancer treatment … with zero cancer drugs. Using high-cholesterol and anti-booze meds, GPT-4 suggested combos, and some worked better than standard care. Yes, it spit out actual useful science instead of writing a bad screenplay. GPT is slowly turning into Dr. House without the Vicodin.

Mamma Mia!, with chatbots: ABBA’s Björn Ulvaeus is writing a new musical with the help of AI. He’s fully embracing the tech, saying it’s like having another songwriter in the room with endless ideas. Dancing Queens, meet Data Kings.

🤖 Make your own music: Udio lets you mess around with song-making using AI. Just describe what you want, like the style and instruments, then move on to the lyrics. You can outline verses and even choose how long the song should be. FYI: The free plan lets you create three full tracks per day.

🧠 ChatGPT update: OpenAI finally rolled out a memory feature for the free version. Now the chatbot can remember things you’ve told it and tailor replies to match. Say you’re dairy-free? Expect vegan recipes. Heads up though: It’s a light version, so only recent convos stick. You can turn it off under Settings > Personalization > Memory.

Gemini is watching: Google’s Gemini AI can now watch videos you dump in Drive and give you notes like a nerdy intern who doesn’t sleep. It’ll spit out meeting takeaways or product updates, but only if the captions are on. Congrats, even your AI thinks your all-hands meeting was boring.

From crayon to canvas: Bring your child’s sketch to life with a little AI magic. Just upload a pic to ChatGPT (or your favorite bot), and say, “This is a photo of my child’s drawing of a [describe it]. Turn it into a digital illustration in a [watercolor, cartoon, etc.] style.” Boom, instant keepsake.

⚡️ 3-second tech genius: Use the app Google Lens to identify plants, products or landmarks from your phone camera.

🥦 Struggling with meal planning? You don’t have to keep guessing what to buy every week. Try prompting ChatGPT with something like, “Plan a week of simple, healthy meals I can actually cook, and make a grocery list with the exact ingredients.” You can take it a step further by also asking it to stay within your budget or avoid foods you don’t like. Amazing.

😑 Feeling left behind? Download NetSuite’s free knowledge drop, “The CFO’s Guide to AI and Machine Learning.” No matter what you do, you should know more about AI. It’s not going anywhere.

🗣️ Talk to ChatGPT: Instead of typing, you can have a full-on voice conversation with the bot. Open a New chat, tap the Use voice mode icon, Choose a voice (“Spruce” is good) and hit Done. Start chatting, and when you’re finished, click End. You’ll see the full convo saved as text afterward.