savings Archives

AI-powered home gadgets that lower your bills

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Every time my energy bill arrives, I swear it looks more like a ransom note: “$412 or the AC gets it.”

But guess what? Some good (actually smart) tech can help liberate you from this hostage situation, with real savings.

Here’s your Kim-approved guide to the best smart home tech that pays for itself. And before you get all drama on me and whine, “Oh, these are so hard to install,” stop right there. They’re just not.

🌡️ Smart thermostats

If your thermostat isn’t smart yet, you’re literally throwing money out the window. Devices like the Google Nest Thermostat ($239.99, 14% off) or the ecobee SmartThermostat ($129.99) learn your schedule and automatically adjust the temperature when you’re out or asleep.

The average household saves about 10%-15% on heating and cooling bills; that’s up to $145 per year! Pays for itself.

Think of it like a pet that adjusts your AC instead of pooping in your closet.

💡 Smart lighting systems

Still flipping switches? Go smarter. Products like Philips Hue Smart Bulbs ($102.11, 24% off, three-pack) and the affordable Kasa Smart Bulbs ($29.99, 6% off, four-pack) use AI to optimize lighting, significantly cutting down energy use.

The bulbs automatically detect empty rooms and dim themselves, slashing up to $75 annually from your electricity bill.

🚿 Smart water monitors

Did you know a small leak can cost hundreds a year? A gadget like the Flume 2 Smart Water Monitor ($249) detects leaks instantly and tracks your water use in real time. For a cheaper pick, check out YoLink’s Hub Leak Detection Starter Kit ($54.99, 21% off).

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We may earn a commission from purchases, but our recommendations are always objective.

Might be owed money? Here’s how to find it (for free)

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I’ll never forget helping Robert from Virginia find $24,578 sitting in a bank account he didn’t know existed. He heard me talk about how to find hidden money on my national radio show.

Every year, I shout about this from the rooftops (and my national radio show). Lost money isn’t a myth. It’s trillions just chilling in government vaults and banker spreadsheets, waiting for someone like you to claim it.

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Savings are served

🔥 For when your kitchen’s sizzling and your storage is chill.

BBQ your favorites anywhere with an indoor/outdoor grill ($100).
Roll out a warming tray (10% off) to keep your dinner toasty.
These paper air fryer liners (19% off) make cleaning up a breeze.
Spin this turntable (23% off) to easily find what’s in your fridge.
Grab a pack of silicone trays ($37) to save your leftovers for later.

🐶 Treats with benefits: A bag of 12-in-1 chewable multivitamins ($20) supports your pup’s joints, gut and more.

We may earn a commission from purchases, but our recommendations are always objective.

Pros and cons of online banks

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Big banks pay next to nothing on savings while online banks offer 4 percent or more. This is the way to choose if it’s right for you.

Crypto in your 401(k) now: Trump just signed an executive order letting your 401(k) party with crypto, private equity and other high-risk “alternative” investments (paywall link), finally dragging retirement savings into the 21st century. The SEC, Labor Department and Treasury now have marching orders to un-gatekeep alt-assets. That’s $9 trillion of nest eggs now potentially YOLOing into Bitcoin.

$32,000

That’s the life savings scammers stole from a schoolteacher in North Texas. They called pretending to be Chase Bank, saying his account was compromised and he needed to move his money to a “secure” one. It was all fake. The worst part? Chase only refunded about $2,000 since he wasn’t covered by fraud protection.

Paying too much for cloud services? Check this out. Oracle Cloud Infrastructure, or OCI, is built for speed, power and serious savings, without the usual cloud headaches. That’s why some of the biggest AI innovators trust it. Try it for free right now.

Vroom vroom

🚗 That’s the sound of your next trip starting strong.

Let your phone and small stuff ride shotgun with a bike bag (8% off).
Flat tires? A portable inflator (24% off) lets you skip the gas station stop.
Grab a two-pack of floor mat cleaners (5% off) to scrub away all that dirt.
Forget melting ice, a car fridge (15% off) keeps your drinks cool for longer.
This key organizer (15% off) holds up to eight of your keys and a car fob.
Feel safer while you’re parked with a steering wheel lock (28% off).

🇺🇸 Memorial Day savings: Here’s that special link to save big on the best gadgets for your ride.

We may earn a commission from purchases, but our recommendations are always objective.

💭 What if the fastest, most powerful cloud also cost way less? Oracle Cloud Infrastructure (OCI) packs the speed, muscle and big-league savings the smartest companies swear by, minus the usual cloud drama. See what the buzz is about, and try it free today.

📱 I finally switched, and I’m not looking back. Same reliable coverage as the big guys but at a fraction of the cost. With Consumer Cellular, I’m getting two unlimited lines for just $60. Want in? Use code KIM25 at ConsumerCellular.com/KIM for $25 in savings, and make the smart switch today.

🌐 Paying too much for cloud services? Check this out. Oracle Cloud Infrastructure, or OCI, is built for speed, power and serious savings, without the usual cloud headaches. That’s why some of the biggest AI innovators trust it. Try it for free right now.

Are your cloud costs climbing? Oracle can help you save big. Get enterprise-level performance at 50% or more off for a limited time. Check to see if your business qualifies today, because smart savings and better tech start right here!

🤑 Piqued your interest: Want your savings to grow faster? Online high-yield savings accounts can offer 3% to 4% interest or more. Four big names I trust: Marcus by Goldman Sachs, Ally Bank, Capital One 360 and American Express. They’re FDIC-insured up to $250,000. But watch out for hidden fees, withdrawal limits and teaser rates that drop after a few months.

💸 Life savings wiped: Think these scams only happen to older adults? A 26-year-old lost over $30,000 after getting a fake text from “Wells Fargo” about a $1,300 charge. He replied no, got a call and scammers convinced him to transfer his money to a new account. Poof, all gone. FYI: Banks will never ask you to move your money to stop fraud.

Online banks pay more interest

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Tired of earning almost nothing from your savings? Some online accounts now offer 3 to 4 percent or more.