Stop guessing and start saving

February 12, 2025

Stop guessing and start saving: This savings goal calculator from Clark.com takes the guesswork out of saving money. Enter your desired amount, current savings and how often you plan to contribute, and the calculator will show you exactly how much you need to save each month to reach your goal. Subscribe to Clark’s free newsletter for more must-have money tips every day.

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Tech how-to: Check your phone for signs someone is watching

support.apple.com, discussions.apple.com, support.google.com, © Albertshakirov | Dreamstime.com

I get so many calls during my national radio show and DMs from folks who think they’re being stalked. Sometimes, the person is seeing signs that aren’t there. Other times, it’s clear there’s something going on. It’s not surprising, given how easy it is for tech to watch someone’s movements.

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Tech myths: Streaming, AI, phone and computer ‘wisdom’ that isn’t

When it comes to tech myths, I’ve heard ‘em all. That’s why I’m here to help you keep a handle on what’s real and what’s not. Before we dive in, just a few reminders: Macs can get viruses, closing apps will not save battery life, and your smartphone’s memory doesn’t die after two years.

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Small-biz tech advice: How to make more money

I’ve run a broadcast business for over 25 years. I joke I’m an overnight success, but the truth is it took a long time to get here. In the beginning, it was like any new small biz, shoved into a small, crappy workspace with bills piling up.

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Data brokers are cashing in, but you can stop them

Everyone wants your Social Security number. Some requests are legit, like when you’re starting a new job, applying for a loan or verifying your identity.

But countless others, from data brokers to scammers, are after your nine-digit code, too. In fact, an estimated 2,400 data brokers operate in the U.S., collecting and selling billions of personal records, often without your knowledge. Some even offer “credit header data,” which includes Social Security numbers, for as little as $5 per record.

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Got a side hustle? Watch out for this tax change

Every morning, I sit down with my amazing executive producer, Madi, to plan what tech tidbits I’m going to bring you in my national radio shows, podcasts and this newsletter. Today, she came in with a doozy.

Her boyfriend got an email with a tax form he wasn’t expecting. Last year, he made about $20,000 on eBay selling comics, some bikes and a few other things. Like most folks getting a 1099‑K for the first time, he has no idea just how much he’ll owe yet.

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Hey! You look good

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Ever wonder why some people just seem to glow with health? No, it’s not a filter or some secret Hollywood lighting trick. (OK, for some people it is.) But for the lucky ones, it’s what’s happening inside their body. And one of the biggest factors? Collagen.

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AI how-to: 10 prompts to try with ChatGPT or your favorite bot

Twenty-five-odd years ago, CBS and ABC execs told me tech was just a fad and passed on my national radio show. So, I syndicated it myself. The rest is history.

Now, I hear the same thing about AI: It’s a phase, and it won’t last. Hate to break it to you, but AI is here to stay, and it’s already changing everything. Start using it now or risk getting left behind.

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Freebie alert: Apps that pay you to play

There are plenty of apps that reward you for doing things you probably already do. I’m sure you’ve seen ads for them. You’re not going to pay your rent from the rewards you earn, but you might get enough perks to make your otherwise pointless scrolling worth it.

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Tech how-to: 4 secret things your TV can do

I always want you to get the most out of the goodies you buy. Your TV isn’t just for watching Netflix or live sports; with a little know-how, it can become a productivity powerhouse, a charging station, a photo album and a streaming hub (even if it’s old). Let me show you how.

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Protect your data before catastrophe strikes – after is too late

I know you felt it because I did, too. Watching coverage of the Los Angeles fires and, now, the destruction left in their wake, has been heartbreaking. A reader emailed me: “People had very little time to gather anything before they had to leave their houses. I’d appreciate your advice on what to do before a catastrophe.”

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