Four payments and a data leak
Buy now, pay later (BNPL) apps are everywhere. See something shiny? Tap tap, and BAM, you own it in four “easy” payments. Zero interest, no credit card shame spiral. What a dream, right?
But here’s what they’re not telling you: While you’re breaking up your payments, they’re also breaking up your data and sharing it with companies you’ve never heard of.
These apps aren’t just making money from your shopping habits. They’re making money selling data about you.
🕵️♀️ Tracking so much of you
Let’s talk specifics. Klarna, Affirm, Afterpay, Sezzle, Zip and Uplift are among the biggest BNPL players in the U.S. Nearly all of them are collecting an alarming amount of your personal data.
We’re talking names, email addresses, phone numbers, exact location (yes, GPS-level), your purchase history, credit score and even your browsing habits. Afterpay alone collects 20 different types of data. Klarna isn’t far behind, and they reportedly grab your in-app messages. What? Let that sink in.
Sezzle and Zip have been found collecting your web activity outside the app. That’s right, they’re watching what you do online beyond just the purchases you make through them.
It doesn’t stop there. Afterpay shares your data with 17 third parties. That’s 17 more chances for your information to be lost, leaked or sold again. Some of these companies have had data breaches in the past. Once your info is floating around out there, it’s nearly impossible to wrangle it back.
🧹 Clean up on Aisle Privacy
This is why I always tell you about Incogni. It’s a tool that goes to bat for you, scrubbing your personal info from all the shady data brokers and people-search sites.
You sign up once, and Incogni sends out legal removal requests on your behalf. No chasing, no paperwork, no headaches.
Since I signed up for Incogni, they’ve made over 1,400 data removal requests for me. It keeps working in the background and gives you updates, so you can see your data being wiped from shady sites. It’s one of the smartest things you can do if you care about your privacy (and you should).
✅ Use promo code KIM60 to get 60% off today. Take back control. Incogni makes it simple to protect yourself in a world that profits off your personal life. I’m sure glad they’re taking care of it for me.
Tags: buy now, pay later (BNPL), Incogni, online, privacy, shopping
Share:
