Tag: Podcasts

My car insurance just went up 32%. Did I have an accident or get a few tickets? Nope. Across the U.S., the average full-coverage car insurance bill went up 25% last year. In some states, it was closer to 40%. Geez.

The main reason? Today’s high-tech vehicles cost way more to repair. You don’t need to own a high-tech car to feel the pinch, though; it’s hitting everyone.

Driving up costs

Modern cars are packed with dozens of sensors and endless lines of computer code. Combine that with the rising cost of replacement parts and repairs, and voila — soaring auto insurance rates.

No wonder the average collision insurance claim jumped 64% between 2018 and 2022. In 2023, auto insurance rates climbed 20%, the biggest increase since 1976.

The rate increases are slowing a bit, but there’s no telling how tariffs could impact that. About 60% of car parts used in repairs are imported from China.

Let’s look under the hood

In 2018, Toyota redesigned its uber-popular Camry. The number of parts in the front bumper alone increased from 18 to 43. Most are related to advanced driver-assist features.

The upgrades also mean a front-end collision repair is 43% more expensive. It’s not just driver-assist jacking up costs.

• Many new cars have LED headlights, which cost around five times more than halogen lights to replace.
• New cars contain more aluminum. Compared to steel, aluminum is lighter, provides better gas mileage and offers more protection in a crash, but it’s harder to fix and more expensive.
• EVs take 20 days on average to repair. That’s 40% longer than traditional vehicles and $500 more expensive for labor.

Smart ways to save

I make it my business to find the best ways to save. Then, I pass them along to you. Let’s do this.

Continue reading →

Keeping up with your inbox feels never-ending some days. Between work, your personal life, and all that spam, you might have hundreds of emails to sift through.

Is junk mail getting you down? Do something about it. Spending a little time once will save you from clicking “trash” all day. Tap or click for five simple ways to stop spam.

Continue reading →

There are so many online scams and tricks out there I can’t cover them all on my website and national radio show. I make it my duty to inform you of the tactics bad actors use to fool you. 

A great podcast was the episode when I dove into the mind of a hacker. Tap or click to listen to an episode of my podcast, Kim Komando Today, with an IBM social engineer. She spills the secrets hackers use to scare and confuse people.

Continue reading →