People are buying high-ticket items on eBay, filing returns, then sending back thank-you cards instead of the product. Sellers are reporting the scam (with proof the return label is on a tiny envelope) but get stuck in an endless appeals process. Good luck getting eBay on the phone to help. I’d steer clear for now.
5 hidden fees costing your small business money
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Starting your own business can be exciting, but it often comes with a rocky road ahead. Those rocks will cut into your wallet through several expenses. Miscalculating the daily costs of running a company can hurt you in the long run.
Although some fees are hard to miss, others can slip through the cracks. Those can cost you a ton of cash over time. Here are five hidden fees that may have slipped past your radar.
1. Too many accounts for the same program
Let’s say you need to use an expensive program that charges per user. If you have five login accounts but only three people need them, you’re paying for two subscriptions you don’t use. Take stock of the resources you pay for and analyze how many workers use them.
Maybe you’re paying for a team to use expensive accounting software, for example. But if only one person uses it, you should demote your subscription to a single-person plan.
This is an easy mistake, especially when you have a high turnover. One employee may have set up a paid account before leaving the company. Since they’re gone, you should delete their accounts. There’s no sense in paying for an account that’s no longer in use.
2. Using an expensive subscription when a cheaper one will do
It’s tempting to pay for the highest tier. Maybe you found cutting-edge accounting software with a ton of features. Unless you’re using all of those features, you’re probably paying for more than you need.
You can save money by ensuring you aren’t automatically signing up for a top-of-the-line subscription when you’d be fine down a tier or two. Sometimes, the cheapest subscription will serve all your needs — and put extra money in your pocket.
3. Tricky phone bills
Unexpected fees can pop up, making your phone bill hard to comprehend. There are many parts to understand, from calling plans and services to taxes, surcharges and miscellaneous fees.
That’s why we recommend auditing your phone service. It’s common for business leaders to buy phone service and cross it off their mental list forever. That’s not a good idea, though — the market changes, prices go up and you can overpay if you don’t check in now and then.
Clever election scams targeting you
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Fake political calls, texts and videos are nothing new. They’ve been flooding Americans’ phones for months. Some have a simple goal: Steal your money. (I’ll pass along a few tips for spotting those below.) Others are looking for detailed personal info, like a text scam warning there’s a problem with your ballot.
What 32-degree weather does to your phone
Winter weather isn’t just tough on you. It’s tough on your tech, too. Here’s why your phone struggles in the cold.
Brave new world: U.K. police are testing a facial recognition phone app that lets officers identify people walking down the street. Some communities put up signs as a warning. This tech is worldwide; American police searched Clearview AI’s facial database 2 million times in New York City and Dallas this year.
Stop annoying political texts
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I’ve heard from the presidential candidates, their families and every politician within a 100-mile radius. The texts don’t stop in October of an election year, especially when it comes to a presidential election.
15 out-of-the-box ways to make extra cash from anywhere
By now, you probably know that you don’t have to leave home to make money. After all, many companies sent employees home to work during the pandemic. But even if you aren’t a salaried employee, you can still make a living from the comfort of your own home.
1-minute test to check if your phone is spying
Ever get an ad that feels too perfect? I’ll show you a quick, fun way to see if your phone’s mic is snooping in.
Is your phone expired?
No matter how well you treat your smartphone, it won’t last forever. Here’s how to tell when it’s time for an upgrade.
Stolen phone checker
Thinking about buying a used smartphone to save money? Be careful — if it’s reported stolen, it could be locked and totally useless.
I wasted 36 hours trying to do it myself
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So many of the calls, emails, messages and DMs I get are about privacy and security. I can’t remember the last time I had a full day where no one asked me some version of “How do I get all this info about me off the internet?”
How to check your phone's expiration date
Your phone won’t last forever. There’s a site that will tell you when yours hits end of life.
5 things you should never put on a resume
In life, few rewards come without risk. Take your dream job, for instance. If you want to land that position you’ve been dreaming about, you’ll need to make a great first impression.
When you’re applying for jobs, that all comes down to your resume. Every little detail makes a big difference. For example, a small mistake could take you out of the running for a job you’re qualified for.
Massive data leak impacts 1 in 3 Americans
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Data broker MC2 Data left more than 100 million records of Americans exposed online for anyone to copy, grab, forward, sell on the Dark Web — you name it. This comes only a month after the National Public Data breach of 2.9 billion records. I’m getting so tired of these data broker companies and people-search sites screwing up, and it’s you and me who have to pay for their mistakes.
So much data left exposed for anyone to see
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Another day, another monumental data breach. Just because they’re getting more common doesn’t mean you can tune it out. In fact, it’s time to get even more serious about your private information and what’s posted online.
Top reason to upgrade your phone to iOS 18
If you’ve got an iPhone, Apple’s latest iOS 18 update is free — and here’s why you should upgrade now.
5-minute phone privacy check
In just five minutes, you can secure your phone from unwanted snooping. Follow these quick steps to stay safe.
Father takes on website after son's tragic death
This episode discusses suicide. If you’re struggling, reach out to the Suicide & Crisis Lifeline at 988. You’re not alone.
Last year, Brett Allred’s world shattered when his 23-year-old son, Riley, took his own life. While searching Riley’s phone for memories, Brett found screenshots of a website with step-by-step instructions on how to die. Now, he’s on a mission to shut it down.
How to check your phone's radiation levels
Worried about your phone’s radiation? Here’s a quick trick to check how much it’s giving off — you’ll be surprised.