Think that random text about a package or bill is harmless? Think again, it could be a scam from right down the street. Then, cruise ships get Starlink, ads show up on refrigerators, and ChatGPT could help you finally publish that book. Plus, I talk to Erikas Tiurinas from Incogni about data leaks, brokers, and keeping your personal info safe online.
AI just roasted your retirement plan
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I set up my 401(k) back when I worked for AT&T and truly never looked at it again. I picked a few funds and stocks, hoped for the best and trusted that everything was on track. It worked out for me. But now?
With AI peeking over my financial shoulder like a nosy aunt, I’m in deep. I’m dissecting my holdings, side-eyeing expense ratios and even questioning my financial adviser like I suddenly have a CFA.
You might not have the best mix of investments, and sneaky fees could be quietly draining your money. Do what I do. Use AI to get a second opinion, safely and easily.
Step 1: Grab the basics
Log in to your 401(k) or brokerage account and save in a doc. Tip in a tip: In Chrome, put doc.new in the address bar to start a new Google doc.
In there put:
- The names or ticker symbols of your investments
- The percentage you have in each fund
- Any listed fees or “expense ratios”
That’s all you need. Never share account numbers, dollar amounts tied to your name or login info. AI doesn’t need them.
Step 2: Ask AI what it thinks
Head to ChatGPT (or your favorite AI assistant) and type something like: “Here are the funds in my 401(k). Does this look like a good mix for someone who’s 50 years old?”
You’ll get a plain-English breakdown of your risk level, diversification and what your investments actually do.
Step 3: Look for sneaky fees
🕵️♀️ Take your privacy off the market: Data brokers quietly collect and sell your personal info: your email, phone number, even where you live. Incogni automatically removes your data from these sites before it’s sold or leaked. Real protection, running quietly in the background, so you can live life, not defend it.
🎮 Kids and online games: When they play games online, they’re chatting with strangers since no friend request is needed. Anyone in the lobby can talk using a mic. Make sure they know not to share personal info and to never agree to meet up in real life. Too many wackos are behind the screen.
Fake refund frenzy: Get ready for scammers pretending to be the state tax department texting promises of “Inflation Refunds.” The messages link to a fake site that steals personal info like Social Security numbers. Real refunds are automatic, so no links, no forms, no “enter your bank info or else” vibes.
🕵🏻♂️ Keep your email private: Free email providers like Gmail and Yahoo track what you do. I use StartMail because it keeps my inbox secure, stops spam and keeps my personal info private. Try it free for 7 days, and when you sign up, you’ll get my 60% off deal for the first year!
⚠️ Your identity is at risk every day. NordProtect monitors the dark web for your personal info, sends instant alerts for suspicious activity and helps you recover your identity if it’s stolen. Protect your finances, credit and peace of mind for just $5.22/month.
⚠️ Keep your email private: Big email providers like Gmail and Yahoo track what you do. I use StartMail because it keeps my inbox secure, stops spam and keeps my personal info private. Try it free for 7 days, and when you sign up, you’ll get my 60% off deal for the first year! It’s a terrific service.
⚠️ Keep your email private: Big email providers like Gmail and Yahoo track what you do. I use StartMail because it keeps my inbox secure, stops spam with unlimited aliases, and it keeps my personal info private. You can try it free for 7 days, and when you sign up, you’ll get my 60% off deal for the first year! It’s a terrific service.
📦 QR code scam alert: The FBI says scammers are shipping fake “gifts” with QR codes that lure you into handing over personal info, or worse, downloading malware. No sender info, just a data breach waiting to happen. If a box shows up uninvited, don’t scan anything. Just toss it or enjoy your free salad spinner.
Data brokers sell your secrets to stalkers
Your data is for sale online. Anyone can buy it. Darius Belejevas, the Head of Incogni, shows me how stalkers get your personal info for cheap. Plus, monkey muggings in Bali, the Tea app data breach, and a shoe with a hidden slot for an AirTag.
How to spot ghost jobs
Scammers post fake jobs to steal your personal info. Here’s how to spot them and protect yourself before you apply.
Lexis Nexis data breach: See if you’re at risk
The data broker had a massive data breach, leaking personal info on hundreds of thousands of people. Here’s what you need to know.
Major data breach at HR firm: A cyberattack at Kelly Benefits exposed personal info from over 400,000 people. Hackers got basically everything needed for identity theft. The company says there’s no sign of misuse yet, but they’re offering 12 months of free credit monitoring. Never stops.
😤 Sick of strangers selling your personal info? That’s why I use and trust Incogni. It forces data brokers to delete your private information automatically. Right now, you can get 60% off with my exclusive deal . It’s a small price to pay for real peace of mind. Take back control of your privacy today!
🚨 Health data breach alert: Yale New Haven Health is dealing with the biggest health data breach of 2025 (so far). Over 5.5 million patients’ personal info, like names, addresses, SSNs and medical record numbers, is floating around the dark web. Watch for unexpected explanation-of-benefit letters in the mail.
🧬 23andMe filed for bankruptcy: I’ve been warning you about this for years. They’re selling off what they can to pay the bills, and that includes your personal info and genetic data. Delete your account ASAP before someone gets your DNA. Go to Profile > Settings > 23andMe Data > View > Delete Data, then confirm the deletion via email.
Tesla owners doxxed - March 22nd, Hour 1
A website called Dogequest leaked personal info of every Tesla owner in the U.S. If you own one, you’re now a target. Do you pay for Netflix, Hulu or Disney+? Cutting the cord isn’t cheap. Amazon is always listening, and meet your new AI nurse.
Scammers pretending to be the IRS: They’re sending out phishing texts claiming you’re eligible for a $1,400 Economic Impact Payment. The message includes a link that looks like the IRS website, but it’s a trick to steal your personal info or install malware. Remember, the IRS never contacts taxpayers by text — official notices always come by postal mail.