Don’t just freeze, fight back
Ashley in Washington asks:
“Kim, do I really need identity theft protection? I used to have LifeLock years ago and dumped it because they constantly were selling me other things. I heard you say on your radio show that you use NordProtect now. Why? How is any of this different than freezing your credit? Love your show and newsletter!”
You’re asking a smart question, Ashley, and you’re not alone in wondering. Let’s break it down.
🥶 Do the credit freeze
Freezing your credit is smart, and I recommend everyone do it. A credit freeze keeps criminals from opening new accounts in your name. And heck, it’s free!
Here’s how to do it at the four credit reporting agencies.
- Equifax: Visit Equifax.com or call 1‑888‑298‑0045.
- Experian: Visit the Experian freeze center or call 1‑888‑397‑3742.
- TransUnion: Visit TransUnion’s website or call 1‑888‑916‑8800. (Argh, they just got hacked, btw. Details below in the Web Watercooler section.)
- Innovis: Visit Innovis or call 1‑866‑712‑4546.
Once you’ve placed the freeze, you set a PIN or password to temporarily lift or remove it. Make sure you keep this info in a safe place.
But that’s just one layer of protection. It does nothing when thieves get into your existing bank accounts, credit cards, email, or if your Social Security number or medical records end up on the dark web.
🛡️ Full-scale identity protection
I used LifeLock years ago, too. They were the first big name in ID theft protection. But like you, I got tired of the upselling and prices increasing.
You sign up, then every alert or feature seems to require “upgrading” to yet another tier. It’s like joining a gym where they charge you monthly and then $10 per dumbbell. No thank you. And LifeLock isn’t cheap. Their top plans can run $30 or more per month per adult.
NordProtect is different, better and, yes, cheaper at $5.43 per month. It’s straightforward, no games.
Monitoring
Sure, they monitor your credit activity, but they go beyond that. NordProtect constantly scans the dark web for your personal data (think email addresses, SSNs, bank details, etc.) and sends you real alerts if something shows up.
Insurance
They offer $1 million in identity theft insurance, plus $50,000 for cyber extortion and up to $10,000 in fraud or scam losses. If the worst happens, you’re paired with a real U.S.-based restoration expert to help clean up the mess. That’s huge peace of mind.
Home title protection
Criminals file fake deeds and transfer homeownership without you even knowing it. NordProtect monitors your property records, alerts you if anything changes and helps fix it before it snowballs. That’s not something LifeLock includes in its standard plan.
✅ Check out NordProtect, and if you decide to use it like I am, you can save 65% with my show’s exclusive offer.
Tags: extortion, home, insurance, NordProtect, security
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