Get set to save like never before! Before you get into holiday shopping, I’ve got three tips that will help you score some serious savings.
Budgeting tip: An easy way to slash your monthly charges

Your dollars don’t go as far these days. Sure, things are more expensive, but “buy now” buttons and shiny new services add up much faster than we’d like to believe. It’s no surprise that subscription-based business models are so popular.
Monthly fees for services like streaming TV give you unlimited access to more content than you could watch in one sitting, and it’s just a few bucks, right? Tap or click to see which streaming platforms are best.
That’s why it’s a good idea to decide what merits the monthly hit to your bank account. Here’s how to track your subscriptions and determine what’s worth keeping.
This tip is brought to you by our sponsor, Oracle NetSuite. Before we jump into how to streamline your budget, we have a quick note for small business owners and operators.
Run a business? The right software makes a world of difference
If you’re a business owner, you don’t need me to tell you running a business is challenging. Don’t let QuickBooks and spreadsheets slow you down, and stop paying for multiple systems that don’t give you the information you need when you need it. It’s time to upgrade to NetSuite by Oracle, the world’s No. 1 cloud business system.
NetSuite gives you visibility and control over your financials, HR, inventory, e-commerce and more — all in one place — instantaneously. Whether you’re doing a million or hundreds of millions in revenue, save time and money with NetSuite. Join the over 24,000 companies using NetSuite right now!
Subscriptions: Everything counts in (small) amounts

Today, most of us own less media than ever before. Forget building collections of albums and movies. Now, most people have extensive digital collections they access through monthly subscriptions.
Unlimited access to tons of content for a cheap monthly fee sounds excellent, but what happens if one platform isn’t enough for all your interests? You end up paying for multiple services, and those charges add up fast.
Shopping on Black Friday? Here's when your favorite stores open

If you’re brave enough to shop on Black Friday, you know the importance of a game plan. Some folks prepare by lacing up their running shoes; others are ready to throw some elbow jabs. We prefer the non-violent approach: Showing up bright and early to get a head start on the action.
3 tricks to score Labor Day deals
$100 Daily Cash
What you can earn as a new Apple Card customer when you spend $500 within your first 60 days of opening an account. You can deposit the bonus into your Apple Cash or Apple Card Savings account and spend it however you want. Hurry — the offer is available until Jan. 13.
Shopping guide: Gifts under $25 for everyone on your list

Thanksgiving is right around the corner, and you know what that means — it’s time to start Christmas shopping. Tons of sales are already available online, but we understand how difficult it can be to sort through all those deals.
Hitting the road? Here’s a money-saving change you should make before your next vacation

Summer is here, which means it’s high time to plan a vacation to get away from it all. Maybe you’re picturing a sun-drenched beach, or perhaps your mind wanders to a cozy cabin away from the hustle and bustle.
Many people are turning their vacation dreams into reality this summer, while also trying to stay on budget. But oftentimes, a hotel or rental, plane tickets, a car when you arrive, food and drinks, gas — can all add up fast.
Trouble - Apple savings accounts
Open an Apple savings account? Here’s why there could be trouble brewing, in one minute.
Start 2020 right with the Komando Community
The internet is a dangerous place. Hackers and scammers are everywhere, and big tech companies thrive on collecting and selling your data.
That’s why Kim and the team created the ad-free Komando Community. If you’re looking for a safe place to get answers to your digital questions, meet others who share your interests and get exclusive access to Kim’s trusted advice, look no further. The best part? We’ll never sell your data to advertisers.
Free product samples sent right to you
What’s the best way to test out a new product? Free samples, of course.
A good site to look at for free samples is It’s All Free Online. This site is popular for deals on top brands and contests. The site collects links and instructions to sign up for freebies.
Hack-Proof (almost)
The steps you can take now to protect your bank, savings,retirement,investment and credit card accounts.