How’d you like to have your own 5’5” robot to make your coffee, vacuum and put away the groceries? Meet NEO Gamma. No price yet. Imagine if the music was scary and not happy.
Best high-yield savings accounts for 2025
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I love answering your questions and Danielle in Austin, Texas, wrote, “I see online banks that offer really high interest rates. Are they safe? My bank doesn’t even pay 1%!”
High-yield savings accounts (HYSAs) online earn much higher interest rates than what big-name banks like Chase or Wells Fargo offer. I wouldn’t go with just any online bank, though.
Stick with the established names, and make sure your deposits are FDIC-insured. Even if the bank fails, you’re covered up to $250,000 per depositor, per account type.
Here are four major online banks
These are FDIC-insured, have no monthly fees and no minimum deposit requirement. The differences boil down to interest rates, ATM access, number of withdrawals allowed per month and customer service.
📌 Marcus by Goldman Sachs – APY: 3.90%
- Withdrawal Limitations: No specified limit on the number of withdrawals per month
- Accessibility: No ATM access or physical branches; online and mobile banking available
- Customer Service: 24/7 customer support via phone and chat
📌 Ally Bank – APY: 4.35%
- Withdrawal Limitations: Federal regulations limit certain types of withdrawals to six per statement cycle
- Accessibility: No physical branches; extensive ATM network and mobile banking with check deposit
- Customer Service: 24/7 customer support via phone, chat and email
📌 Capital One 360 Performance Savings – APY: 3.70%
- Withdrawal Limitations: No specified limit on the number of withdrawals per month
- Accessibility: Physical branches and Capital One Cafés; online and mobile banking with check deposit
- Customer Service: Available via phone and in person during branch hours
📌 American Express High Yield Savings – APY: 3.70%
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🤖 Rosie from the Jetsons is here: How’d you like to have your own 5’5” robot to make your coffee, vacuum and put away the groceries? Meet NEO Gamma. No price yet. Check out the video. Would you want one in your house? Let me know when you rate today’s newsletter at the bottom.
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Keep calm and robot on: This is something. OpenAI’s new Operator AI agent is like having a real personal assistant. Prompt it with something like, “Find me a family-friendly campsite at Joshua Tree this weekend,” and it’ll look up options, select dates, check pricing and even book it for you if you give the OK. Right now, it’s only available with ChatGPT Pro accounts ($200 per month). I’m going to try it next week when I have a spare moment.
The agony of de-feet: Beijing is hosting the world’s first human-robot marathon in April. Picture this: 12,000 human runners competing alongside humanoid robots, all vying for cash prizes awarded to the top three finishes. The catch? The robots must look human and use bipedal legs to walk or run; wheels are strictly forbidden.
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🤖 Everyone thinks it’s the guys who want it more: Futurist Dr. Ian Pearson says nope, women will lead the sex robot craze. Given that human-like bots cost over $15,000, Pearson thinks it’ll be 2050 before people are doing it more with affordable robots than humans. Btw, his past predictions have an 85% accuracy rate. I know what some of you are thinking: “And I don’t need to pick up his dirty underwear!”
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