Don't want to use Google Pay? Samsung has its own digital wallet app

Samsung Wallet is a hybrid of two existing apps: Samsung Pay and Samsung Pass. This all-in-one app allows you to pay in multiple ways and store sensitive information. But how does it work?

If your Galaxy smartphone is compatible with Samsung Pay (Android 9 or above, not available on iOS), you can use Samsung Wallet.

Samsung has many plans that make this more exciting than a run-of-the-mill app. It has massive implications for the future of your identification, payments and more.

How to get Samsung Wallet

If you have a compatible Galaxy phone, you can download it now if you’re located in any of the six countries where Samsung Wallet has officially rolled out. Those countries are the U.S., U.K., Spain, Italy, France and Germany.

RELATED: Skip the credit card and pay online with one of these five safer options

This isn’t rolling out on the Google Play Store or Apple’s App Store, as you might imagine. Samsung has its marketplace called the Galaxy Store, where you can exclusively download Samsung Wallet.

According to its news post, availability may be limited depending on your phone model. Samsung rolled out the software update for Samsung Wallet on June 16 in most markets and on June 17 in Germany.

You can download it on the Galaxy Store and test it for yourself.

How Samsung Wallet works

Samsung Wallet works by aggregating your payment details, cryptocurrency wallets and even house access keys.

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Watch out for QR code scams being sent through email

Scan a QR code and you can get information such as recipes, menus, website links and links to download apps, coupons and more. Quick Response (QR) codes were created to track automotive parts, but they’re everywhere now.

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Stop writing checks

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Still paying bills with checks? Here’s why you need to switch over to electronic payments, in one minute. 

🤑 The check is in the mail: Payments are on the way for folks who bought a MacBook between 2015 and 2019 with a defective butterfly keyboard. If you filed a claim, you’ll get $50 to $395 soon. Woohoo!

Find out if your doctor takes money from drug companies

Doctors and health care providers don’t just make money from your health insurance payments. Many doctors and hospitals also get paid by pharmaceutical manufacturers and other companies. Do you know who’s paying your doctor?

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The new, convincing tactic phone scammers are using to steal your money

As part of the recently passed COVID stimulus package, many Americans will receive early payments from the child tax credit. Those are scheduled to be mailed out by the IRS between July and December.

The first half of the child tax credit will be allocated during the scheduled 6 month period, and the rest will be completed when you file your taxes. But whenever money is being sent to citizens, criminals are gearing up to steal it.

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Fake business grants are on the rise: Red flags: You got it without applying, they contacted you on social media, and/or you’ve never heard of the “federal agency” behind the grant. They may also ask for upfront payments, say the funds can be used for “anything,” and then ask for personal info you already sent in your application. Watch out.

Add your credit card: Netflix wants you to ditch Apple’s App Store for payments ASAP. It’s updated its help site with a big ol’ warning: Change how you pay or risk losing your binge fix by the next billing cycle. No surprise, since Apple wants a cut.

Ford has a better idea for its EVs

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Falling behind on car payments? Ford wants to repossess your vehicle without you. Here’s my take, in one minute.

Data breach alert: Unemployment applicants at risk for identity theft

COVID-19 may decimate the health of at-risk patients, but those of us who aren’t getting sick are still feeling the economic sting of the deadly virus. Since March, more than 30 million jobs have been lost in the U.S., leaving many Americans to rely on unemployment benefits to make ends meet.

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Filing for unemployment? This app can speed up the process

There’s just no telling just how long lockdowns and stay-at-home orders will last as we try to ride out the coronavirus pandemic. In just four weeks, an astonishing 22 million Americans are out of work.

If you find yourself in this unfortunate position, there’s an app that can help. You may have even already heard of it.

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Didn't get your stimulus money? What to do if your COVID-19 check went to the wrong account

Have you received your stimulus check yet? If not, you’re not alone. According to the IRS, millions of Americans should have already received their payments via direct deposit, but many people are reporting unusual glitches and hiccups preventing them from claiming their money.

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