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Why you should not use WhatsApp

Why you should not use WhatsApp
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“Kim, I heard the call with the man who lost $60,000 in a crypto scam. You said anytime someone wants to move the conversation to WhatsApp, it’s a scam. Why is that?” — Dennis in Washington

Thanks for the question, Dennis. I’m glad you heard that call. Heartbreaking. And unfortunately, it’s not rare. When someone says, “Let’s move this conversation to WhatsApp,” it’s almost always the beginning of a scam.  

By the way, I don’t know if you’re aware that many of these scammers are victims of human trafficking in Myanmar. They’re forced to work in scam compounds where they spend 12 to 16 hours a day targeting people around the world. 

If they don’t hit their scam dollar quotas, they’re beaten. So it’s not personal, their lives depend on stealing from people.

📲 App-solutely a trap

Scammers are taught to not be watched. Platforms like Facebook, Instagram, LinkedIn and even regular old email have systems to detect fraud and spam. You can report messages, block shady profiles and sometimes recover lost money.

WhatsApp, Telegram and Signal are a different story. 

These are encrypted apps designed for privacy. Great for your personal life, but also great for criminals. Once the conversation moves there, there are no moderators, no scam detection systems and no help when things go wrong. You’re on your own.

Scammers start where you trust them. Maybe it’s a message from someone who looks legit on LinkedIn. Maybe it’s a friendly DM on Instagram or a Facebook message from someone who says they’re in finance or crypto.

At first, it sounds professional. Then comes the switch:

  • Let’s move this to WhatsApp, it’s easier.”
  • “I’ll send you the investment details on Signal.”
  • “I only do business on Telegram.”

That’s when the manipulation begins. You’ve stepped off the platform with guardrails and right into their controlled zone. You’re isolated. And once they start asking for your money, there’s no one to step in.

💸 Slide into a scam

No real financial expert, investor or recruiter will insist on switching platforms to close a deal. If they do, they’re not legit. They’re trying to sell you something shady or set you up to be drained dry.

I’ve talked to so many people who got pulled into these scams. It starts with curiosity and ends with an empty bank account. So here’s your rule: If someone wants to switch to a private app and talk about money, run. You are not being rude. You’re a genius in a world full of impulse-clickers.

Tags: Facebook, fraud, money, privacy, WhatsApp