This hidden setting stops fraud in its tracks

Here’s something you probably don’t know. Your banking app is packed with credit card tools that can help you fight fraud, track every dollar and even shop safer online.

Yep, your boring old banking app is secretly a money-smart ninja. You just haven’t poked around enough.

Let’s activate some life-upgrade-level settings right now.  

Figure out where all your money’s going

Most major banking apps (Bank of America, Capital One, Chase, Wells Fargo, you name it) have a built-in spending breakdown feature. No more wondering where your money went. You can literally see that $73 you spent on food delivery last week in one sad, colorful chart. 

For example, I didn’t realize I was personally funding Nordstrom’s entire Q1 earnings. Here’s how to find it:

  • Open your app and go to your credit card.
  • Look for words like “Spending Summary,” “Insights,” or “Trends.”
  • Boom, there’s your pie chart. (Mine always looks like a pizza with “Tech Gadgets” and “Clothes” as toppings.)

Try changing the date range to see your habits over time. Want to get really scared? Look at a full year.

Next, set up alerts

This one’s a no-brainer. You can set up alerts for every time your card is used. Whether it’s $5 at a gas station or $500 on mystery electronics in a country you’ve never visited.

Here’s how to turn them on in banks’ mobile apps. I gave you steps, but if you need extra help, hit the links:

  • Bank of America: Press Inbox > Bank of America inbox > Quick Setup or Custom Setup > Allow > Account Activity.
  • Capital One: Tap your card > Instant Purchase Notification.
  • Chase: Select the person icon > Manage alerts.
  • Wells Fargo: Go to your card > Manage > Manage alerts.

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🚨 Fake CAPTCHAs: You know those little tests that ask you to prove you’re not a robot? Scammers are planting fake ones on sketchy sites (like free movie pages) that ask you to press keys or download software. Some even redirect you to a browser extension or tell you to run a command. Plot twist: It’s malware.

Digital passport for the AI age

Sam Altman who created ChatGPT now wants to scan your eyeballs with a glowing bowling ball to prove you’re human online, and he made a jingle about it. Seriously. I told you all about it back on May 6. Orb just dropped its first U.S. ad campaign. It’s basically the “If You’re Happy and You Know It” of human verification. It feels like a TSA PreCheck for whatever weird world we’re heading into. It already has 13 million verified humans across 20+ countries, with goals to hit 50 million by the end of 2025. Not me.

$32,000

That’s the life savings scammers stole from a schoolteacher in North Texas. They called pretending to be Chase Bank, saying his account was compromised and he needed to move his money to a “secure” one. It was all fake. The worst part? Chase only refunded about $2,000 since he wasn’t covered by fraud protection.

Hackers don’t wait, why should you? I’ve said it for years, viruses attack fast. That’s why I trust TotalAV. Rock-solid protection on up to five devices. Only $19 for the first year. Smart, simple, and it works!

🦗 Bugs in the system: Insects aren’t paying off. Some of the biggest insect-farming startups have gone bust, and investors are tapping out. The pitch: sustainable protein. The reality: not cheap enough, not scalable yet. But researchers think genetic engineering (without the scary GMO label) could fix it, turning flies into nutrient factories and faster breeders.

🧠 Always on, never off: If your workday ends with dinner and resumes at 9 p.m., welcome to late-stage capitalism. Meetings have migrated to mornings, leaving real work to be done after dark (paywall link). Microsoft says post-8 p.m. meetings are up 16%. Every time you open your inbox after 10 p.m., an angel loses its PTO. 

$4 million

What MrBeast just dropped on a single YouTube video. That’s a full Hollywood film budget, minus the red carpet and plus way more slime. He spent over a year on it, with 171 days of filming and 11,000 hours of footage. The video is scheduled to drop on Saturday.

🤖 OpenAI’s working with the Pentagon: The ChatGPT maker just landed a $200 million deal with the U.S. Defense Department. The goal? Use AI to tackle military and national security challenges. No, it’s not for weapons (yet). The focus is cutting paperwork and improving cyber defense.

Next-gen CarPlay is here: CarPlay Ultra now takes over every screen in your car, not just the dashboard. It can handle things like the speedometer, climate control and fuel gauge, while still showing your iPhone’s maps and media. The catch? It’s only on Aston Martins for now, but more brands are coming.

🚨 Diabetes monitor recall: Over 2 million Dexcom glucose devices are being recalled because they might not sound alarms when blood sugar is too high or low. That could be life-threatening. Affected models include the G6 Receiver, G7 Receiver, Dexcom One+ and Dexcom One. Check your SKU. If yours is listed, call 1-844-478-1600 for a free replacement.

🤖 Blocky box office: A Minecraft Movie is exclusively hitting HBO Max this Friday. It’s got Jason Momoa, Jack Black, even a villain named Malgosha, all in one magical cube-based world. It’s already earned $951M+ worldwide since its March debut, becoming the top-grossing film of 2025. You and your kiddos will love it.

Reason #452 why I sold my Tesla: FSD was a pile of poopy hype. In repeated trials, Tesla’s Full Self-Driving feature rolled past stop signs and mowed down child-size mannequins like a GTA side quest. Elon says safety is top priority, which is reassuring to the mannequins’ plastic parents. 

Within 3 years

A brand-new gold car can lose around 34% of its value. Other colors that don’t age well? White drops about 32.1%, and black comes in at 31.9%. On the bright side (had to say it), yellow holds up best at 24%, with orange right behind at 24.4%. Yeah, I’m still not driving a pumpkin car though.

Meta’s next smart glasses: Meta and Oakley have a new pair dropping Friday, made for athletes this time. No specs yet, but they’ll probably work like the Meta Ray-Bans. Think photos, videos, music, calls and AI that describes what you’re looking at. Oh, and the camera might sit in the center of the frame. Wow.

😨 Data brokers turn deadly: This is horrifying. The man accused of assassinating Minnesota state Rep. Melissa Hortman and her husband allegedly used people search sites (paywall link) to stalk them. If criminals can track politicians, they can track you. That’s why you need Incogni to get your info off those websites.

Over 225 billion

The number of cyberattacks Cloudflare sees every single day. The twist? One of the biggest targets is gamers. Hackers love snatching accounts, changing the login details and reselling them. So give your kid a heads-up: Phishing emails are scammers’ favorite move. If a link says “free loot,” it’s a trap.

Car scam alert: A Nebraska man with terminal cancer tried to buy a $12K 1955 Chevy for one last summertime cruise. Instead, he wired money to a fake escrow site. Now the website, the cash and his dream are long gone. BBB says the site was a mirage. I hope these scammers rot in hell.

🍕 When the Pentagon eats pizza: An X account tracked pizza shop orders near the Pentagon, and predicted Israel’s strike on Iran hours before it happened. Pizza spiked, then dropped. The bar went quiet. Suddenly missiles. It’s not the first time folks have linked local takeout to military action. 

4,000+

That’s how many natural water brands are out there, and yes, sommeliers are involved. From Tasmanian mist nets to Peruvian snowmelt, hydration’s gone haute couture. Some bottles hit $30+; others wear Swarovski crowns. Welcome to the rise of red carpet hydration. Your Brita? A meager peasant.