insurance Archives

The jobs AI can’t steal (yet)

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Larry from Louisiana writes: “Kim, what jobs are safe from AI and don’t need a college degree? I’m losing sleep worrying about my future and how I’m going to support a wife and three teenagers.”

Larry, you’re spot-on to be thinking about this. Supporting a family of five in this economy is basically a full-contact sport. You’re also asking exactly the right question.

AI is coming in hot, and a bunch of jobs we once thought were safe are going straight into the chatbot blender.

🤖 AI taking over jobs

Everywhere you look, the headlines are screaming about AI taking over jobs. It’s not hype. A report from Goldman Sachs estimates that AI could impact up to 300 million jobs globally.

The World Economic Forum says 25% of all jobs could be disrupted by AI by 2027. That’s only a year and a half from now.

Not all jobs are on the chopping block. Ones that rely on human traits like empathy, dexterity, real-world problem-solving, and yes, getting your hands dirty are thriving.

Many don’t require a college degree, just skill, training and the drive to get started.

👊 13 AI-proof jobs

A new report from Resume Now highlights 13 AI-proof jobs. Here’s a peek with the average annual salary:

Forest fire inspectors and prevention specialists – $71,420. Try programming AI to make split-second safety calls.
Flight attendants – $68,370. A chatbot can’t calm down a nervous flier.
Electricians – $60,040. Wires, walls and intuition make for a hands-on profession.
Plumbers and pipe fitters – $59,880. Good luck getting AI to fix a burst pipe.
Chefs and head cooks – $53,380. AI can’t taste a special sauce.
Hearing aid specialists – $52,630. It takes empathy to help someone hear again.
Security and fire alarm installers – $49,700. Critical for keeping us safe in real life.

Also on the list: machinery mechanics, hotel managers, aircraft cargo supervisors, insurance sales pros and more.

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This 15-digit code is your stolen phone insurance

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If your smartphone was ever lost or stolen, would you know what to do? Lock it remotely, call your carrier or use a tracking app. That’s a start.

But you know what weapon most people sleep on?

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Drive down Deals Lane

🚘 Beep, beep! That’s your car saying, “Hey, check these out.”

A collapsible trunk organizer (11% off) puts clutter in the rearview mirror.
Don’t touch that dirty gas station squeegee. Snag this tool (15% off, plus click the coupon) to clean your windows.
No heated seats? No problem. This seat cover will keep you toasty.
Grab an air freshener for guys ($15) or gals for a fresh-smelling ride.
Be prepared for a flat tire with this portable air pump (33% off).

🚓 If you get pulled over: Pull out this registration and insurance holder (23% off, around $5). It comes in 27 different styles!

We may earn a commission from purchases, but our recommendations are always objective.

Did you know you can do it online? Setting up term life insurance, that is. Fabric makes it fast and easy to do online. Answer a few questions and you’re on your way to checking this off your list.

This data could raise your insurance rate — May 10th, Hour 4

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Your new car logs where you go, and how hard you brake. Who gets the info? Insurance companies. Then I cover a viral app that’s making Americans toss out food by the cartload. Plus, Apple Intelligence isn’t real yet, deepfakes are faking heartbeats and there’s a $299 AI-powered toilet camera.

🩺 Hello, it’s a scam: The FBI says scammers are cold-calling folks with fake “discount health care” plans that’ll leave you with zero coverage and maxed-out bills. They’re impersonating real insurance companies and pushing fake policies with sketchy promises. If your “plan” sounds like a Groupon for gallbladder surgery, hang up.

$539

Lost to the average deepfake call. Criminals use AI to impersonate Medicare workers, politicians, Amazon reps, insurance agents, you name it. When in doubt, hang up.

Find missing money with one simple search: You may be owed money and not even know it! There are several easy ways to find out if you have unclaimed funds left in old bank accounts, insurance policies and other places. Don’t let your hard-earned money slip through the cracks! Subscribe to Clark.com’s free newsletter to receive more must-have money tips every day.

The $55K FaceTime car scam

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Sarah’s $55,000 lesson: The online car dealership that wasn’t
Even smart shoppers can get taken; here’s how to make sure you don’t.

Sarah from Salt Lake City did everything right, or so she thought. She was looking for a used car online and found what looked like a legitimate dealership.

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Read this before your laptop or e-bike becomes fireworks

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Maybe this photo is a little bit dramatic. BUT, electronics are exploding.

Everything from your phone to your e-bike runs on lithium-ion. While batteries are small energy wonders, they’re also tiny explosives just begging for an excuse to ruin your day. Or your house. Or your entire block.

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🚨 Fake health insurance: Scammers are offering “discounted” medical plans that don’t actually cover anything but your steady descent into rage headaches. Red flags? Pressure to act fast or promises of free services that sneak in extra fees. PSA: Look up the provider on the Better Business Bureau to check if an offer is legit.

🚨 Life insurance data breach alert: Landmark Admin, which works with life insurance and annuities, got hacked last year with an estimated 800,000 people hit. Yeah, we’re just hearing about it now. Surprise, it was actually over 1.6 million. If you’re one of them, you’ll get a letter. Watch out for sketchy calls, texts or emails to be safe. At this point, getting hacked is just America’s newest rite of passage.

Insurance rates rising, here’s what you can do

My car insurance just jumped 32%. No, I didn’t get into an accident or rack up a few speeding tickets. Since 2020, car insurance rates have skyrocketed by 37%, and in 2024 alone, they climbed another 16.5%. Some states saw hikes of over 50%!

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🇨🇳 Communist China’s at it again: Now, China’s sending hackers after Microsoft 365 accounts, mostly in the financial services and insurance biz. Their method of choice is password spraying, aka attempting to log in to accounts with all the most common, weakest passwords. This is your friendly reminder to use a complex password for every single account.

Delete these snoopy Chrome browser extensions

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Let’s start with the basics. Chrome extensions add extra features not built into Chrome, like ad blocking, translations and one-click full-page screenshots.

Just like apps on your phone, extensions request permissions to track what you do, see and share online. But many extensions get far more access than they need and collect data way beyond their intended purpose. And that’s when you’re at risk of identity theft, scams and data harvesting.

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Sky-high car insurance rates? Blame it on all the tech in our cars

My car insurance just went up 32%. Did I have an accident or get a few tickets? Nope. Across the U.S., the average full-coverage car insurance bill went up 25% last year. In some states, it was closer to 40%. Geez.

The main reason? Today’s high-tech vehicles cost way more to repair. You don’t need to own a high-tech car to feel the pinch, though; it’s hitting everyone.

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💀 Dreadful discovery: A Maryland woman went to get a new driver’s license, only to find she’d been declared legally dead. The culprit? A typo that registered her Social Security number to someone who’d passed away. The mistake led to her health insurance being canceled and her medical bills piling up. What a nightmare.

Stop putting it off: With Fabric, you can get term life insurance set up in a few minutes with no health exam required. You’ll be glad to check that off your to-do list.

$24,000

What reality star Spencer Pratt got in donations on TikTok after he and his wife, Heidi Montag, lost their home in the LA wildfires. They got another $125,000 on GoFundMe. Keep in mind the couple made anywhere from $70,000 to $90,000 per episode of “The Hills” and, until the fire, bragged on social media about their luxury lifestyle, including a $1 million wardrobe. The Pratts had insurance. If you want to help victims of the fires, I have a better idea: Donate to RedCross.org.

Investment alert: According to my pal Clark Howard, there are three places you should never invest your money: A bank, an insurance company or a bank-affiliated brokerage. Why? The hidden fees and risky strategies can erode your investment returns. Subscribe to Clark’s free newsletter to receive more must-have money tips every day.