Tag: insurance

Stop the clock! 4 last-minute tax moves you can still make for 2025

You still have time to save a ton on your taxes. If you run a small business, you really need to check this out.

Your phone knows too much

“Kim, I get that there are shady people-search sites and data brokers making money by selling my name, address and shoe size to anyone from scammers, stalkers and insurance companies. Why should I pay to remove this? This should be against the law! Why is the burden on me? How do companies gather all this […]

Winter survival gear you’ll be glad you have

Freezeproof your pipes, clear your windshield and stay toasty while you’re at it.

iCloud/Google Drive are NOT backups

From silent SSD failures to cloud syncing disasters, digital terrors are plaguing your most important files.

🛣️ Your driver’s license is worth more than you think

Your driver’s license has two jobs: ID and moneymaker. But sadly, not for you.

AI’s in the driver’s seat, and it’s drunk

I just read a jaw-dropping research paper out of Cornell University that hasn’t hit the headlines anywhere yet. Welcome to our new world. Scammers are using AI photos to create fake car accidents. I’m talking crash photos, damage reports, even fake driver’s licenses all crafted by AI in minutes. Fraudsters are submitting fake claims to […]

You might be yelling at a toaster

Quick question: When’s the last time you really knew if you were chatting with a real human on a customer-service call? Turns out, in more places than you think, it’s not a person at all. It’s AI. That might be fine when you’re asking a dumb question like, “What time do you close?” But what […]

Why your car insurance hates you

My car insurance jumped 32%. I didn’t crash. I didn’t speed. I simply exist. Sound familiar? Full-coverage car insurance rates rose 25% on average last year, and in some states, it was closer to 40%. Overall, rates are up 55% since 2022. 📈 Why rates keep rising It’s the tech. Modern cars are rolling computers […]

How to freeze your credit and protect your identity

First, look at the handy AI photo. If only, I’d be so good at multitasking. (lol)  “Hey, Kim, I just was notified that my personal data was part of the recent SimonMed data breach. My data’s already out there from another breach. Does it even matter anymore?” — Sara in Newport Beach, CA Hearing about […]

Read this before you renew your car insurance

You’ve probably seen this pitch from your insurance company: “Drive safely and save. Sign up for our smart driving program today!” You’ve got a squeaky-clean record, so what’s the harm, right? Before you sign up, let’s pop the hood. 😳 What they’re tracking These programs use an app on your phone or a gadget in […]

Identity thieves are coming for your insurance

I was shocked by this stat the other day. The National Insurance Crime Bureau says identity theft–driven insurance fraud is projected to spike 49% by the end of 2025.  Really, insurance fraud?  You see, identity theft isn’t just about someone opening a store credit card or taking a car loan out in your name anymore. […]

Don’t just freeze, fight back

Ashley in Washington asks: “Kim, do I really need identity theft protection? I used to have LifeLock years ago and dumped it because they constantly were selling me other things. I heard you say on your radio show that you use NordProtect now. Why? How is any of this different than freezing your credit? Love […]

New scam trick: Fake sites that look too good

Here’s the newest con in town: Scammers are using AI to clone legit websites, and they’re scary good at it. I’m talking about perfect logos, identical layouts, right down to the fonts and buttons.  The crazy part is that they spin these sites up in minutes. Then, they shove them to the top of Google, […]

Why rich people swap homes (and how you can, too)

Want to globe-trot like a baller but on a budget? Enter home swapping: the Airbnb alternative that doesn’t cost a mortgage payment per night. It’s just what it sounds like. You stay in someone’s house, they stay in yours, like Freaky Friday with better Wi-Fi. There are entire Facebook groups dedicated to this, from “Women […]

The jobs AI can’t steal (yet)

Larry from Louisiana writes: “Kim, what jobs are safe from AI and don’t need a college degree? I’m losing sleep worrying about my future and how I’m going to support a wife and three teenagers.” Larry, you’re spot-on to be thinking about this. Supporting a family of five in this economy is basically a full-contact […]

This 15-digit code is your stolen phone insurance

If your smartphone was ever lost or stolen, would you know what to do? Lock it remotely, call your carrier or use a tracking app. That’s a start.

The $55K FaceTime car scam

Even smart shoppers can get taken; here’s how to make sure you don’t.

Read this before your laptop or e-bike becomes fireworks

Maybe this photo is a little bit dramatic. BUT, electronics are exploding.  Everything from your phone to your e-bike runs on lithium-ion. While batteries are small energy wonders, they’re also tiny explosives just begging for an excuse to ruin your day. Or your house. Or your entire block. As temps rise, so does the risk, […]

Insurance rates rising, here’s what you can do

My car insurance just jumped 32%. No, I didn’t get into an accident or rack up a few speeding tickets. Since 2020, car insurance rates have skyrocketed by 37%, and in 2024 alone, they climbed another 16.5%. Some states saw hikes of over 50%! Even if your ride isn’t fresh off the lot, you’re paying […]

Delete these snoopy Chrome browser extensions

Browser extensions can collect as much or more as snoopy phone apps. Here are a few that are collecting way too much info.