The best budgeting and finance tools for home and business

The Mint budgeting app has been folded into Credit Karma, owned by Intuit. It’s been around since 2006, so it’s a shame to see it go. Worry not! There are other options out there.

What to look for in a budgeting app

Don’t just blindly choose the first app that pops up when you search for budgeting apps. There are several factors to consider when selecting the one that fits your needs best.

Security

Most budgeting apps have you connect your credit cards and bank accounts and enter personal information, including your most delicate passwords. That’s a lot of faith given to one app.

With hackers being a constant concern, security should be your number one priority when choosing the right budgeting app. Do they have a history of being hacked? Does the application offer two-factor authentication? Be sure to check the security settings of an app before making a final choice.

Cost

Budgeting apps typically have a free option, but many require upgrading if you want premium options. This doesn’t mean you should avoid the paid apps, but you’ll want to ensure the purchase is worth it for your budgeting needs.

Features

Not every app is created equal. Some will let you track all your financial accounts, and some are more limited. Investigate a few apps before choosing so you can see which features are the most valuable to you and if they are worth paying for. Now onto the apps.

You Need A Budget (YNAB)

When you look up the best budgeting apps online, you’ll probably find YNAB. That’s because it has a ton of robust features you can use to take charge of your personal finance goals.

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Blast from the past

The classic puzzle game Minesweeper is now on Netflix. This colorful, reimagined version features an ocean-like setting where you find underwater mines in locations around the world. No in-game ads, no in-app purchases and no extra cost to play.

Small-biz tip: Getting the right domain is an important part of settling on your business name. Check for a site name across different top-level domains (think .com, .net. and .biz), and see how much they cost at iwantmyname.com.

How to watch football for free

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How much would it cost to watch every NFL game this season? Spoiler: it’s more than you think, but there are some ways to catch the action without breaking the bank.

🧥 MagSafe for coats: Jony Ive, designer of the iPhone, has invented a new button. His company, LoveFrom, teamed up with luxury brand Moncler to create a down-filled vest that transforms into a field jacket, parka or hooded poncho using magnetized buttons for easy swapping. FYI: It took four years to develop, so it’ll cost more than a few iPhones.

Trivia

Let’s do a fun math problem that’s stumping the internet. “A bat and a ball cost $1.10 in total. The bat costs $1.00 more than the ball. How much does the ball cost?”

Find the answer here!

$2.4 to $15 million

Cost for your very own apartment on a luxury yacht that travels the world. Luxury liner “The World” will never call itself a cruise ship, trust me. It’s made up of 165 privately owned apartments, ranging in size from 290-square-foot studios to a 3,240-square-foot four-bedroom pad. Would you live on this?

💰 $2,000 a month for ChatGPT-5: That’s the rumored cost for the next iteration of OpenAI’s chatbot. A Samsung exec leaked it (accidentally?) at a conference. The real question: What could possibly be worth a 100 times price increase? It’d better wash the floors, cook and be able to do all my work for that much money.

🗣️ Alexa’s makeover is going to cost you: This is interesting. Amazon’s in-house Alexa AI software struggled, sometimes taking seven seconds (a digital lifetime) to reply. Now, they’re using Anthropic’s Claude AI. Amazon invested $4 billion in Anthropic. A smarter Alexa is coming in October, costing $5 to $10 a month.

Stop your TV from selling your data

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Remember when a 4K TV cost over ten grand? Now, they’re packed with smart features at a fraction of that price. But there’s a catch.

📝 This snoop is a real dog: A new AI wearable records your conversations and transcribes them to help you be more productive. The company behind it says it can save you 260 hours a year. Cost? $169 plus monthly fees. That’s an expensive tracker.

They blue it! LG is cooking up a PHOLED screen to sell next year. Blue phosphor OLED is more efficient, brighter and longer-lasting. The catch? OLEDs are already expensive to produce, so these may cost a fortune.

I’d rather watch a movie at home: Apple is rethinking its movie strategy after a string of box-office flops. The new plan: Limited theatrical runs before streaming on Apple TV+. Take “Napoleon,” which cost $200 million to make but grossed $221 million. “The Instigators,” streaming this month, pulled in about 50,000 new subs.

Don’t throw your Bluetooth speaker in a lake; it’ll sync: Sonos rolled out a screwed-up app in May that’s missing basic features, and now speakers are turning off intermittently. They’re working on a fix that’ll cost a cool $20 million or more, but there’s no timeline yet. I’m sure it doesn’t help that they just laid off 100 people yesterday …

Oh, no, Sonos: Sonos isn’t releasing new products until they can fix their buggy app. Sounds like no big deal, but they say the repair could cost as much as $30 million. Yikes! The products in question? Rumors hint at a set-top TV streaming box and high-end Arc soundbar.

Not a mice idea: Logitech is toying with the idea of a “forever mouse” you’ll never have to replace — just update. The rumor mill says it’ll cost around $200, plus a subscription fee. Over time, you’ll probably spend more on things like swappable switches, replaceable shells and wheels, and detachable cables as they break.

Amazon is losing billions on Alexa

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Amazon sold Echos below cost, hoping for more Alexa shopping. Spoiler: it didn’t work. Venmo transactions aren’t private, and how your ‘digital twin’ could save your life. Also, Phil from Indiana isn’t happy about his ex-wife FaceTiming their kids at his place.

RIP, tax dollars: NASA scrapped a moon rover that cost $450 million to build. The VIPER had already been developed to explore the southern part of the moon, but further testing was deemed too expensive.

🔋 A pain in the wallet: EVs are getting harder to insure thanks to higher price tags and repair costs. So far this year, EV-related claims have cost 30% more (paywalled) than claims for their gas-powered counterparts. It’s not just fancy parts, either; it’s the EVs’ souped-up acceleration enticing owners to floor it.

The new generation of car deniers

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Beyond the high cost of buying a new car, there are other reasons people are moving away from car ownership altogether. Here’s the story.