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free online financial calculators
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Free online financial calculators to get debt under control, plan for retirement and see your net worth

Presented by Oracle NetSuite

Presented by Oracle NetSuite

Let NetSuite show you how they’ll benefit your business with a free product tour at

A financial calculator is a total game-changer, but it can be hard to find one that’s useful and affordable. Luckily, we did the hard work for you and searched the web for the best free options.

If you need help managing your money, you’ve come to the right place. We have tons of financial tips for old and new investors alike. Case in point: Here are 10 free spreadsheet templates to help you get a handle on your money.

Scroll down for some of our favorite free online financial calculators brought to you by our sponsor, NetSuite.

1. Wrangle your debt with one of the web’s best free online finance calculators

NerdWallet has a ton of helpful tools you should check out. If you want to pay off debt, you’ll want to get an idea of your timeframe. With NerdWallet’s tool, enter things like your types of debt, remaining balances, taxes owed and gross annual income.

This calculates your debt load so you know what you’re dealing with. Comparing debt load to income can clarify your path. Underneath the calculator, you’ll find a few helpful debt strategies and links to a quick quiz to help you find a faster way to pay off debt.

2. Plan for retirement

Can a TI 84 be used as a financial calculator? It's harder to use than a financial calculator. Check out these free tools online for money help.

Want to get a personalized snapshot of what your finances will look like if you retire? AARP has you covered. It put together a retirement calculator that lets you know if you’re saving enough.

Just answer a few questions about your salary, savings, household status and more. You’ll find out how much money you need to live a comfortable retirement.

3. Net worth calculator

Looking for the internet's best free online finance calculator? Take Charge America, Omni Calculator and the AARP Retirement Calculator are useful tools.
This is just part of the Take Charge America tool.

Take Charge America is a nonprofit that shares free financial education resources. It’s all about helping improve your finances in the future. For instance, this personal net worth calculator lets you get a big-picture view.

This free tool empowers you to make better financial decisions. You’ll get new context when making saving, spending and investing choices. The best way to look out for your future self is to understand how you’re doing in the present.

4. Find out when you’ll be a millionaire

What would you do with a million dollars? Use Buyupside’s calculator to determine how far you are from your goal. As long as you know how much you’re investing and your annual rate of return, you can get a clear view of the future.

5. Don’t let fees eat away at your returns

This is one of the most useful free online finance calculators for investors. Keep track of your returns and grow your investment portfolio in 2023.

If you want to diversify your investment portfolio, check out mutual funds. When you sign up for one, you’re indirectly investing in a wide range of assets instead of a few individual stocks or bonds. This way, you’re spreading risks and giving yourself a buffer against market volatility.

Mutual funds help you get more stable returns over time. Want to keep track of them? This Mutual Fund Calculator from Omni Calculator estimates how much money you’ll have after your investment matures. Enter your data to see how much your investment will grow over time.

Don’t miss out on one of Kim’s favorite tools

If you’re a business owner, you know running a business is challenging. Don’t let QuickBooks and spreadsheets slow you down, and stop paying for multiple systems that don’t give you the information you need when you need it. It’s time to upgrade to NetSuite by Oracle, the world’s No. 1 cloud business system.

NetSuite gives you visibility and control over your financials, HR, inventory, e-commerce and more — all in one place — instantaneously. Whether you’re doing a million or hundreds of millions in revenue, save time and money with NetSuite. Join the over 24,000 companies using NetSuite right now!

Let NetSuite show you how they’ll benefit your business with a free product tour at

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