Prosper got popped: Your identity might be someone else’s new side hustle. If you ever applied for a loan with Prosper, your name, SSN and income are probably on the dark web. They say no money was touched, but that’s not the part thieves want … yet. You know the drill, watch out for phishing scams. I’d be remiss if I did not remind you of the affordable identity theft protection offered by my radio sponsor, NordProtect. Hit this link to save up to 71%.
Saving passwords in your browser? Stop that.
ChatGPT
“Hi, Kim, I save all my passwords in my browser. So why do I need a password manager? Thanks for your newsletter. I can tell it’s a lot of work. The quality every single day is incredible.” — Robby in South Carolina
Thanks for your question and kind words, Robby. Now, l get this question a lot. Let me break it down.
Plenty of people still rely on their browser’s built-in memory for passwords. Chrome, Safari, Edge, they all pop up with that little offer: “Want me to remember this for you?” Which sounds sweet … until you realize it’s like giving your house key to a raccoon.
⚠️ The risks
Those saved passwords are stored in plain text behind your account login, not wrapped in the same heavy-duty encrypted professional password vault.
If someone cracks into your computer, steals your phone or sneaks into your Google account, congratulations! They inherited the keys to your entire digital kingdom.
Apple’s iCloud Keychain and Google Password Manager work fine if you stay in one ecosystem forever, but life isn’t that neat. Maybe you’re an iPhone person with a PC. Or use an Android tablet alongside your Mac. Suddenly those passwords don’t follow you everywhere you need them.
🧩 The difference
A true password manager generates long, unique passwords for every site you use and syncs them seamlessly across all your devices.
Open your phone, laptop, tablet, and your logins are securely filled in with a click. Many managers monitor the dark web for breaches and send you an alert the moment one of your accounts shows up in a leak. That’s something no browser is going to do for you.
🫡 The hidden bonuses
Good password managers also give you great tools for the long haul. Need to share Netflix with your family without typing your password into a group text? Done. Want to make sure your spouse or kids can access critical accounts if something happens to you? The best managers include emergency access. You can’t do that with passwords saved in a browser.
🕵️ Identity protection upgrade: Freezing your credit isn’t enough anymore. It won’t stop thieves from opening bank accounts, filing fake taxes or stealing your identity. NordProtect goes steps further by monitoring the dark web, leaks and more. Protect what a freeze can’t. Try it now for 71% off.
⚠️ Are you protected? I don’t take chances with my identity. NordProtect monitors my info and credit, alerting me instantly if something’s off. It’s like a digital bodyguard, for just $5.22/month. That’s less than a fancy cup of coffee. It even includes ID theft recovery and fraud protection at no extra cost. Perfect.
Hackers and data leaks are everywhere, and I don’t take chances. That’s why I use NordProtect. Shield your identity with dark web monitoring, browser protection and up to $1M in coverage for only $5.22/month. I switched from LifeLock and am saving over $200 a year!
💾 Windows 10’s doomsday date: Microsoft is pulling the plug on Windows 10 support Oct. 14. Europe gets free updates for a year, but here in the U.S.? You’ve got three options: cough up $30, burn 1,000 Microsoft Rewards points, or back up your stuff to OneDrive and pray you don’t run out of storage. Protection ends October 2026.
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Stop crime before it starts. Most systems react after a break-in. That’s too late. SimpliSafe’s AI cameras and 24/7 agents spot trouble outside and act in real time. That’s real protection. My readers save 50% today at SimpliSafeKim.com.
My pick for antivirus protection: TotalAV delivers strong, real-time protection that blocks malware, cleans junk and keeps your devices running fast. Start your first year of protection for $19 today!
⏱️ Every five seconds, someone’s identity is stolen. Don’t let it be yours. I trust NordProtect for real protection and real alerts. No gimmicks, just results. Get 65% off now while you still can. I switched from LifeLock and saved a ton of money!
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Don’t live in fear: Get the best home protection with no wires or contracts. Set it up in just 30 minutes, complete with sensors, cameras and 24/7 monitoring. For a limited time, you get 50% off a new system with an awesome monitoring plan.
🚨 A sneaky virus could be lurking. It’s better to be safe than sorry, which is why I trust TotalAV. For just $19 for the first year, you get rock-solid antivirus protection on up to 5 devices. It’s smart, simple and keeps your tech safe without breaking the bank.
Stay on Windows 10: Microsoft will end support on Oct. 14, but you can still get one extra year of protection for free (sort of). You’ll need to do one of three things: Trade in 1,000 Microsoft Rewards points, sync your backup to OneDrive or pay $30. A pop-up on your PC will walk you through it.
Hackers don’t need your permission, just one weak link or data breach, and your identity is theirs. I don’t take chances. I use NordProtect to stay one step ahead. Full protection, 65% off right now. Don’t wait.
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👍 Don’t wait until it’s too late: I’ve said it for years, viruses attack fast. That’s why I trust TotalAV. Rock-solid protection on up to 5 devices. Only $19 for the first year. Smart, simple, and it works!
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