Haven’t used your PayPal account in forever? Delete it and erase all the data associated with your name. Log in and click the Settings icon. Select Data & Privacy > Delete your data and close account. Follow the on-screen prompts, and wait for the confirmation email.
Tech trick: How to tell who's calling when you don't recognize the phone number
Ever received a text message from a number you don’t recognize? I get a lot of texts from numbers that I have no idea who that person is. Instead of replying with “Ahem, who dis?” there’s a hack you’re going to use time and time again.
If you get a text from an unknown number, mobile payment apps like Venmo, CashApp, Zelle or PayPal can help you put a name to that number.
Copy and paste the number into the app and the mystery sender’s name might just be unveiled.
I tested this on a phone number belonging to someone I knew had a Venmo account. Their name popped right up.
FYI, this hack only works if you have an account with one of those mobile payment apps. The sender also has to use their real name and number in the app. But hey, it’s better than shooting in the dark.
There’s the flip side: Be sure to disable your mobile payment app from sharing your name and phone number with other people. The steps vary per app. In Venmo, open Settings, Friends and Social and toggle off Phone contacts.
What about blocked numbers?
Dialing *67 conceals your number from someone you call. There are similar numbers you can dial to respond to mystery callers.
The first is *69, which traces the number of the last person who called you. It works even for anonymous or hidden calls, so you can get the phone number and exact time they called. Once you have that number, you can block it on your phone so they can’t call you anymore.
There are more codes and secrets you can use to hunt down who called. Tap or click here to check them out.
💀 My favorite way to answer spam calls? “Maricopa County morgue, you kill ’em, we chill ’em.” I’m terrible ….
Buy now, pay later isn’t as simple as you think
You see them on about every shopping site now. Think of “BNPL” (buy now, pay later) as a short-term financing plan. With a few clicks, you request a limited loan agreement to pay for items over time.
Even Apple is getting in on the action. With Apple Pay Later, buy that $1,000 iPhone today and pay it off over four payments. PayPal has one, too, along with services like Afterpay, Affirm and Klarna.
Cash app dangers
Got money stashed in Venmo or PayPal? Your funds might be more vulnerable than you think.
🤑 The tax man cometh … later: The $600 reporting rule for apps like PayPal and Venmo is delayed yet again. This rule says apps owe you a tax form for annual incomes over $600. For another year, personal payments and small sales won’t result in a new tax form. Don’t smile yet; anything over $5,000 (like a car you sell online or your side hustle income), and you’ll receive a Form 1099-K.
Money tip: 7 apps that pay for your opinions and time
A little extra cash is always welcome, no matter your financial situation. You can use your free time to make money with little more than your smartphone and an internet connection.
Ever considered being an online juror? How about testing products and websites? If you’re a good listener, you can transcribe audio. Tap or click here for more exciting ways to make money from home.
10 tech company customer service phone numbers plus a secret way to know wait times
If the long wait times and hard-to-find numbers don’t make it clear enough, I’ll say it: Tech companies don’t want to talk to you.
Here’s a secret I bet you didn’t know. You can have Amazon call you if you have a problem with an order or anything else. Tap or click here for the secret spot on Amazon’s website.
🤑 Detroit block(chain) city: Starting in 2025, Detroit residents can use currencies like bitcoin and ethereum to pay for public services and even their taxes. Crypto will be converted into dollars via PayPal. The goal: To attract more tech-savvy residents and tech companies to the city.
💳 ICYMI, a PayPal update: Starting Nov. 27, PayPal will share all your purchasing data with third-party merchants — think products, preferences, sizes and styles. Yes, you can stop it. In the app, tap your profile photo at the top right, followed by Data and privacy. Under Manage shared info, tap Personalized shopping and toggle off the switch. On desktop, click the settings gear icon in the top right, then select Data & Privacy > Personalized shopping to toggle off the slider. It never stops …
🏠 Phony landlords: Scammers are flooding Facebook Marketplace with fake rental listings. They use real addresses and legit-looking pics at prices that seem like a steal, and they’ll even let you check it out in person. Major red flag: They’ll demand an application fee upfront via PayPal, Venmo or Zelle.
📝 Writing checks is dead: The average American writes just one check per year. Get ready for instant payments, where money transfers with zero delays and no charge — different from wire transfers, ACH and apps like PayPal. Last year, instant payments made up only 1.5% of all payments in the U.S., compared to 84% in India.
Scammers’ newest trick: They’ve racked up a whopping 850,000 fake orders across 10,000 sketchy retail websites, and they’re using PayPal and Stripe for payments. The twist: They don’t charge you for the phony order. Instead, they capture your credit card info to sell it on the dark web. These are probably the crappy bogus products hawked on social media feeds. Don’t fall for ‘em.
If you have a Ring doorbell, check your PayPal account: Amazon’s Ring is coughing up a $5.6 million settlement. A May 2023 FTC complaint accused the doorbell cam giant of skimping on security, which allowed hackers and Ring’s own employees to access private video feeds and accounts. If you filled out a claim, you have 30 days to collect it.
Side gig: How to get paid for online jury duty
We could all use extra cash occasionally to pay for stuff like family vacations or a gas tank. Fortunately, there are plenty of side gigs, from Uber to Instacart to taking surveys online. Tap or click here for 15 new ways to make extra cash.
See this in a URL? Don't click!
Platforms such as Wix and Squarespace are hugely popular, as you can quickly design a website in a few clicks with no technical knowledge. Did you know that Google offers a free website creator? It’s not well known but is gaining popularity. It’s called Google Sites. The problem is criminals are using the platform to create spoofed sites, trying to rip you off.
If you got paid more than $600 through PayPal or Venmo this year, you might get a tax form
We’re here with a friendly reminder that the government can and will tax you on your PayPal or Venmo transactions if they are over a certain amount. We told you earlier this year about the American Rescue Plan. Tap or click here for more details.
Important tax change with using Venmo, Paypal and others
Do you use apps like Venmo or Paypal to send and receive money? Listen to this one-minute podcast for tax news you need to know.
Learn more about your ad choices. Visit megaphone.fm/adchoices
Data-hungry apps: These are the worst for your privacy
Big Tech is always after your data, and that’s especially bad when it affects national security. TikTok has been accused of spying and sending U.S. data to China. Tap or click here to keep your info safe.
Facebook, Instagram, PayPal, YouTube, eBay, Google, and TikTok. These are some of the biggest names in tech, with billions of active users worldwide. You likely have accounts with some or all of these companies. Did you read the fine print before agreeing to their privacy policies? Most people don’t.
Apple vs. PayPal
Why is Apple drooling over PayPal’s falling shares? Here’s a quick recap, in 60 seconds.
Learn more about your ad choices. Visit megaphone.fm/adchoices