In part 2 of this podcast, Kim dives into the world of sports memorabilia and collectibles. Just how much is that signed baseball card or vintage jersey worth? Collections full of rare or mint items can fetch astounding sums, and you could be sitting on your own gold mine and not even know it.
5 budgeting worksheets to keep you on track in the new year
Managing your money can be challenging if you do it alone. First off, you’ll need solid mathematical skills to crunch the numbers yourself. A single miscalculation could throw a wrench in your financial plans if you go down that route.
You’ll also have to pick a suitable format if you’re creating a spreadsheet from scratch. But all the time you spend on setup and math is time you could have otherwise spent budgeting. Managing your money is easier when you track it with a budget spreadsheet. Fed up with QuickBooks? Tap or click here for a better option.
Luckily, there are all sorts of templates and tools that make budgeting a breeze. We scoured the internet for five good options you can start using today. Check them out to get on top of your money ASAP.
1. Netsuite
This is an excellent option if you hate spreadsheets. Our sponsor NetSuite is the world’s No. 1 cloud business system. You can control all your financials in one place.
Thanks to its cloud-based platform, you can get real-time data at every stage of growth. The software even comes with customizable fields that make managing your money extra efficient. This software keeps up with everything on your plate if you have a ton to keep track of.
It’s also helpful because it’s not just for financials. If you’re a small business owner, you can use it as a one-stop-shop for HR, inventory and eCommerce needs, too.
Want to learn more? Let NetSuite show you how they’ll benefit your business with a free product tour at NetSuite.com/Kim.
2. Personal Monthly Budget Worksheet
When you’ve got a lot to keep track of, specialized spreadsheets can do you a world of good. This is the perfect starting point if you want to differentiate actual expenses from your monthly budget. The Personal Monthly Budget is a free downloadable spreadsheet that lets you compare your budget and actual spending monthly.
Being able to compare expenditures to your monthly budget is helpful. Not only that, but the format is easy to print. It can take a single page on portrait orientation. The format is specifically designed to help you pinpoint spots where you may be overspending.
3. Google Sheets Budget Spreadsheets
3.7 cents
Cost to mint a penny. President Trump just told the Treasury to call it quits. The government lost $85 million producing pennies over the last fiscal year at almost four times their face value (paywall link). This makes cents.
$3.69
The cost to produce and distribute a single penny. According to the U.S. Mint, the price jumped 20% during the 2024 fiscal year. Isn’t that crazy? Speaking of … How does a penny look under a microscope? Magnificent. (I heard you groan!)