Spoiler: it doesn’t. IRS scams are making the rounds again. Here’s how to spot them
Might be owed money? Here’s how to find it (for free)

I’ll never forget helping Robert from Virginia find $24,578 sitting in a bank account he didn’t know existed. He heard me talk about how to find hidden money on my national radio show.
Every year, I shout about this from the rooftops (and my national radio show). Lost money isn’t a myth. It’s trillions just chilling in government vaults and banker spreadsheets, waiting for someone like you to claim it.
Unless you’ve kept flawless records since the womb, it could absolutely be yours. And no, this isn’t a scam, it’s your money.
We’re talking about forgotten paychecks, closed bank accounts, unused refund checks, overpaid bills, life insurance payouts, security deposits, retirement accounts like 401(k)s, and even savings bonds.
If you’ve ever moved, changed jobs or had a relative pass away, sit up and pay attention. Look up your name and others you know. This tip is mint.
Start with the big one
Go to MissingMoney.com, a free site backed by the National Association of Unclaimed Property Administrators. Type in your name and any states you’ve lived in.
If there’s a match, you can usually file a claim right then and there. Just be ready to upload proof of identity. A driver’s license or utility bill will do.
If your state isn’t listed there, check Unclaimed.org. It links you directly to every state’s own unclaimed property site.
Your 401(k)
At least $1.7 trillion languishes in lost or forgotten 401(k) accounts. That’s enough to buy several billion avocados or one small California studio apartment. The average unclaimed balance is $56,616!
Check the National Registry of Unclaimed Retirement Benefits to see if your money’s ghosting you. If you left a job and forgot to roll over your 401(k), your money might be sitting in a holding account.
It's tax time: 4 free and paid software options to file your return online

The deadline for filing federal tax returns for the 2022 tax year is Tuesday, April 18. You don’t have to wait until the deadline, however. You can start filing today.
Are you planning to file electronically? You have a few options, including IRS Free File or Fillable Forms, tax prep sites and commercial software. You can scan important documents into a digital format using your phone or tablet. Tap or click here for more tax filing tips.
Why does the “IRS” want your personal data?
📞 Scammers posing as IRS agents: Just ask Brad, who got a call saying he misfiled his taxes and owed over $800 or else he could face jail time. The scammer knew his address and wife’s name, and Brad ended up giving him access to his bank account. PSA: The IRS never calls or texts. If it’s legit, it comes by mail.
Be careful how you answer that cryptocurrency question on your tax return

Filing your federal taxes can be a relatively complex endeavor. Thankfully you don’t have to verify your identity through a third party anymore, but other pitfalls can make it difficult.
One such issue can arise from cryptocurrency, and depending on how you used it over the last year, you could find yourself in trouble with the IRS. The various digital currencies have exploded in popularity, and the IRS wants to know if you’ve been trading them.
The case of the phony subpoena
The FBI warns about scam emails faking arrest warrants, subpoenas, court orders, and IRS notices of seized accounts.