The Wall Street Journal uncovered that, within minutes of first logging in, Instagram regularly recommends sexual videos to minors who have shown interest in racy content. Here’s the latest.
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Money tip: 5 bills you should never put on autopay
It’s not always possible to buy something you need (or want) outright. If the price is high, you can pay in installments, which may or may not involve a down payment. This payment plan is typical for large purchases like houses and cars.
Just like us … sort of: Believe it or not, billionaires like Elon Musk and Mark Zuckerberg still take out mortgage loans. Why? It provides liquidity. By not tying up their wealth in homes, they can use that cash for bigger investments. Example: Pay 5% interest on a $2 million mortgage and invest the $2 million in something earning 10%. This isn’t financial advice, but it makes sense to me.
12.6 years
The average car age for U.S. drivers. A new record, thanks to sky-high prices and interest rates. These days, a new car will set you back about $45,000, on average. No wonder folks are holding on to their clunkers.
Use this free online calculator to see how much house you can afford
If you are in a temporary situation, renting can be optimal when you need a place to live. But anyone dealing with landlords and the less positive aspects of renting might wonder when is the right time to buy a home.
Why you should reconsider using buy now, pay later loans
If you have an ongoing subscription service, the easiest way to pay is to set up an autopay plan. If you’re worried about late fees and interest, autopay is one way to avoid those penalties.
While you may be tempted to spread autopayment plans around, some recurring charges are better off being paid as you go. For example, an annual fee may cost less per month than a monthly charge, but it could hit you hard when that annual payment comes due. Tap or click here for five bills you should never put on autopay.
💸 Duh, it works: A money-saving strategy is all over TikTok, promising to save you over $5,000 in less than four months. Take 100 envelopes and number them from 1 to 100. Each day, deposit an amount matching the envelope number. Envelope No. 1 gets $1, the one labeled “2” gets $2 and so on. Maybe next, someone will go viral talking about savings accounts! You know, where you put money away with interest.
Apple headset struggles for a purpose
Why did the Apple Vision Pro lose public interest? Find out in this short podcast.
Samsung Money vs. Apple Card: Which Big Tech card wins?
Do you remember the days of swiping your credit card at a store to pay for purchases? It feels like those times are long gone now that COVID-19 has changed the way we live and shop. These days, physical credit cards can be an afterthought — it’s all about digital and contactless payments instead.
How to find out what apps you've purchased
If you own an iPhone or iPad, there’s a good chance you have visited the App Store quite a few times. There is pretty much an app for anything, many of which are free and most of which do not cost all that much. Depending on how long you have owned your phone or tablet, the number of apps you have downloaded could be quite high.