Your bank wants your voice. Just say no.

When I told my bank I didn’t want them using my voice as a biometric security measure, they pushed back — hard.
“It’s for your protection,” they insisted.
But here’s the deal: I didn’t ask for it. I didn’t consent to it. And I definitely don’t want a recording of my voice floating in some database I have zero control over.
🧬 Your voice is you
We’ve all seen the headlines. AI voice cloning isn’t some futuristic sci-fi threat. It’s happening right now. You’ve heard my voice a thousand times. It would be nothing to clone it.
But guess what? It’s just as easy to clone yours.
All it takes is 10 seconds of audio. Just enough for a scammer to say, “Hi, I forgot my password,” in your voice. Once you hand over your voiceprint, there’s no taking it back.
🚨 The identity arms race
Here’s what to do, and it’s super simple: Call your bank’s customer service line and ask to opt out of voice authentication.
It takes two minutes. Can’t do it now? Set a reminder. You’ll thank yourself later.
Pro tip: Never Google your bank’s number. Scammers plant fake listings. Use the number on your debit card or go directly to the bank’s official website.
🛡️ Want even better protection?
You’re probably already doing a lot right:
✔ Strong password
✔ Two-factor authentication
✔ Only banking on secure Wi-Fi
✔ Checking your transactions often
High five! Now, here’s how to go even further:
- Secure keys: Physical or app-based tokens that generate 30-second passcodes. Safer than SMS.
- Real-time alerts: Get notified about logins, charges or changes instantly. I do, and it’s saved my butt.
- Account lockouts: Automatically lock your account after failed login attempts.
- Advanced login protection: Some banks (like Morgan Stanley) require a one-time code if you log in from a new location or device.
☕ Don’t do this at Starbucks
Too many people get this wrong, and it’s a big risk.
If you’ve ever logged into your bank account at a coffee shop, airport, hotel or anywhere on public Wi-Fi … yikes. You might as well be handing your info to a stranger at the next table.
If you have to bank away from home, there’s one smart move: Use a VPN.
I use ExpressVPN (a longtime sponsor of my national show) because it’s fast, simple and with one click, it locks down your connection.
✅ Tap here to get four extra months of ExpressVPN free when you sign up.
And hey, do your good deed for the day: Forward this to someone you care about. AI voice scams are spreading like wildfire, and most people have no clue what’s coming.