Your bank wants your voice. Just say no.

Your bank wants your voice. Just say no.

When I told my bank I didn’t want them using my voice as a biometric security measure, they pushed back — hard.

“It’s for your protection,” they insisted.

But here’s the deal: I didn’t ask for it. I didn’t consent to it. And I definitely don’t want a recording of my voice floating in some database I have zero control over.

🧬 Your voice is you

We’ve all seen the headlines. AI voice cloning isn’t some futuristic sci-fi threat. It’s happening right now. You’ve heard my voice a thousand times. It would be nothing to clone it.

But guess what? It’s just as easy to clone yours.

All it takes is 10 seconds of audio. Just enough for a scammer to say, “Hi, I forgot my password,” in your voice. Once you hand over your voiceprint, there’s no taking it back.

🚨 The identity arms race

Here’s what to do, and it’s super simple: Call your bank’s customer service line and ask to opt out of voice authentication.

It takes two minutes. Can’t do it now? Set a reminder. You’ll thank yourself later.

Pro tip: Never Google your bank’s number. Scammers plant fake listings. Use the number on your debit card or go directly to the bank’s official website.

🛡️ Want even better protection?

You’re probably already doing a lot right:

✔ Strong password

✔ Two-factor authentication

✔ Only banking on secure Wi-Fi

✔ Checking your transactions often

High five! Now, here’s how to go even further:

  • Secure keys: Physical or app-based tokens that generate 30-second passcodes. Safer than SMS.
  • Real-time alerts: Get notified about logins, charges or changes instantly. I do, and it’s saved my butt.
  • Account lockouts: Automatically lock your account after failed login attempts.
  • Advanced login protection: Some banks (like Morgan Stanley) require a one-time code if you log in from a new location or device.

☕ Don’t do this at Starbucks

Too many people get this wrong, and it’s a big risk.

If you’ve ever logged into your bank account at a coffee shop, airport, hotel or anywhere on public Wi-Fi … yikes. You might as well be handing your info to a stranger at the next table.

If you have to bank away from home, there’s one smart move: Use a VPN.

I use ExpressVPN (a longtime sponsor of my national show) because it’s fast, simple and with one click, it locks down your connection.

Tap here to get four extra months of ExpressVPN free when you sign up.

And hey, do your good deed for the day: Forward this to someone you care about. AI voice scams are spreading like wildfire, and most people have no clue what’s coming.

Tags: alerts, Google, home, security, Wi-Fi