Fraud and identity warning: Protect your info in one simple step

What do these things have in common: A data breach, a credit card offer in the mail, a form at the doctor’s office and a Dark Web marketplace?
If you guessed anything to do with your identity, you nailed it. All are ways someone can get their hands on your Social Security number. With just a handful of digits, they can do a lot of harm.
VPNs: How they work and how to choose the best one for you

I’m sure you’ve heard me mention VPNs before on my show. With hackers, thieves and scammers constantly out in full force, ready to steal your money, now’s the time to get on board.
VPN is short for virtual private network. What this means is when doing your banking online, hackers can’t step in the middle and steal your account information and drain your money. A VPN also stops your internet provider from tracking you and lets you unblock websites and bypass filters. You need it on your computer, laptop, tablet and phone.
WTH do I do now? Jim in Philly wrote to me because he downloaded an app that totally screwed up his phone — random ads everywhere. Sorry, Jim, but you need to do a full factory reset. It’s a royal pain in the rear, I know, but it’s the only way to ensure your phone is clear from adware and malware. After that, do like I do and get a solid AV software on your phone.
👊 Protect your personal info: Ensure your online privacy and keep your sensitive data safe from hackers and identity thieves. I use and recommend ExpressVPN. Literally one click and you’re protected. Use my link to get three months free.
Your worth on the Dark Web

Here’s a shocker for you: With as little as $1,000, a cyber creep can go to the Dark Web and buy your entire identity. That means they get your Social Security number, bank account info and anything else they need to pose as you — or someone you love — online.
3 reasons you shouldn't go another day without antivirus software

If you don’t have antivirus software, you’re putting every internet-connected gadget you own at risk. Something as simple as an unchanged router password can be an entry point for an invader to shut down your phone or even taunt your children through a security camera or smart speaker.
Fake your location to get the lowest prices: A friend of mine in Phoenix booked a rental car in the U.K. It was $955. I told her to try this trick. She used her VPN to change her location to the U.K. and the same car for the same dates was $322. Just another reason why you need ExpressVPN on all your devices. Use this link to get three months free.
Get a FREE job post: Do you need to hire at your business? It’s tough. I’ve had great success finding really wonderful, hardworking people on LinkedIn. You can post a job for free right now using my link.
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Using free antivirus? Beware of companies that sell your data or even plant malware

Saving money can be easy. Simple things like eating dinner at home more often than going to your favorite restaurant or skipping that daily $6 latte can really add up. You’ll have your next vacation paid for in no time.