If you've been following Komando.com, listening to The Kim Komando Show and subscribing to Kim's popular podcasts, then you know all about the major risks you're taking each time you go online. Those risks can even be greater when you're accessing the Internet using public Wi-Fi.
Crooks use public Wi-Fi to spy on unsuspecting users who join the network. Or, sometimes they even create "honeypot" networks, which are fake networks designed to steal your information. Still, even though the risks are so high, many people use public Wi-Fi networks to check their bank accounts, purchase merchandise and complete other tasks that they'd prefer were private.
If you're not careful, cybercriminals can walk away with your name, address, social security number, email address, and even your username and password. That's why you need to follow these three steps to protect yourself.
1. Be cautious
Public Wi-Fi is open to everyone, which makes it a prime target for hackers. And every device is susceptible, no matter if it's your laptop, tablet or smartphone.
The scariest part about online security threats these days is that your device could be infected without any signs. And the frightening thing is that the issue is only now being discovered because the data has appeared on the Dark Web.
What makes things difficult is that there are several types of threats lurking behind links and tucked into programs that seem legitimate otherwise. And, to make things worse, malware isn't limited to just your desktop computer and laptop anymore. Viruses are now spreading to phones and tablets.
For that reason, you need an offensive strategy whenever you join a public network. Here are some things you should be skeptical of:
- The network itself: Just because a public Wi-Fi network pops up and asks if you want to join, doesn't mean it's legitimate. If you're at a coffee shop, hotel, or other place of business, ask an employee for the specific name of their Wi-Fi network. Scammers will sometimes create networks called "Coffee Shop" or "Hotel Guest" to make you believe you're connecting to the real thing when, actually, you're not.
- Links: Scammers are skilled at making links seem enticing so you'll fall for their trick, but there are some signs that should make you think twice before you click. First, if something makes an outrageous claim or sounds too good to be true, it's probably not legitimate. Second, if you're prompted to download something, you probably should avoid it. Here's a little trick. To see what's hiding behind a hyperlink, see what shows up in the bottom left-hand corner of your screen when you hover your mouse over it.
2. Avoid certain websites
Unless you're planning to do some general web surfing, it's probably best to avoid public Wi-Fi altogether. Ask yourself, if someone were looking over your shoulder would you access a particular account or website. If that were the case, you probably wouldn't check your credit card statement or log in to your Amazon Prime account. When using public Wi-Fi, always assume that somebody out there is watching.
Here's a good rule of thumb: If it requires a username and password to log in, you should only access that site from your own private network.
3. Stay encrypted
When you do connect to public networks, encrypted data is essential to your online security. However, you can't always trust that the network is encrypting that data for you. Visiting SSL sites, or websites that begin with the letters H-T-T-P-S means that the data exchanged is being encrypted. But you still may want to take additional precautions.
Try using a VPN service. You might not realize that it's easy to create your own private network. VPNs, or Virtual Private Networks, can be created wherever you go if you have the right software. Learn more about VPNs and how they work.
4. Always have a backup plan
There's another potential danger when you get infected by malware spread via public Wi-Fi networks - you can lose all your data.
No one ever plans to lose all their data. It just happens, and it's usually completely unexpected and there's always the potential threat of ransomware encrypting all your files.
A complete backup of your important files is a must.
We realize there's no shortage of options when it comes to data backup services. But, when you compare these services, the best solution becomes clear. IDrive offers the most protection for the lowest price, which makes the value of the product incredible.
Unlike most backup services that charge per computer or device, IDrive lets you backup data on every internet enabled device on one account. This means you get one account for your computers, laptops, tablets, phones as well as your online accounts like Facebook and Instagram.
Plus, plans start at around $5 per month for 2TB of storage. So, why take the chance of losing all your files to an unexpected catastrophe? For less than your morning cup of coffee, you can have peace of mind and know that an easy backup recovery is available, whenever and wherever you need it.