Tag: cash-back

Get ready to ditch your old wallet for a faster, safer option. Instead of swiping your card at checkout, you only have to hold up your phone. Apple and Android smartphones allow you to pay for everything from your next latte to your new favorite sweater using built-in apps. 

You can even use voice commands to send money to friends and family. Saying something like, “Hey Siri, send mom $100,” works as long as you have mom set up in your contacts. Tap or click here for five safe ways to pay online.

You can use Apple Wallet and Google Pay to buy things in stores, online or in apps. It’s easy to set up, too. We’ll walk you through the process. Pro tip: I always keep a $20 bill tucked inside my phone case. That way, if a retailer doesn’t accept digital payments, I always have another way to pay.

How to set up Apple Pay on iPhone

If you haven’t already done so, you’ll need to add a card to Apple Wallet. Here’s how:

• Open Settings > Wallet & Apple Pay.
• Tap Add Card.
• Select Debit or Credit Card.
• If you have the physical card, position it within the frame on the screen. The iPhone’s camera will attempt to scan the card details automatically. Alternatively, you can choose the option to Enter Card Details Manually.
• Follow the on-screen instructions to provide the necessary information, such as card number, expiration date and cardholder name. You may also need to verify your identity through additional security measures, such as entering a verification code sent by your card issuer.
• Once you’ve entered all the required information, tap Next or Add Card to proceed.
• Your card issuer will verify the details and may require additional authentication steps, such as providing a one-time password or confirming your identity through their app or website. Follow the instructions provided by your card issuer to complete the verification process.
• Once the verification is successful, your card will be added to Apple Wallet and you can start using it for contactless payments and other supported features.

NOTE: The card you enter will become your default payment method for new charges.

Here’s how to make purchases using Apple Pay:

• To use your default card:
  • If your iPhone has Face ID, double-click the side button. If prompted, authenticate with Face ID or enter your passcode to open Apple Wallet.
  • If your iPhone has Touch ID, double-click the Home button.
• To use a different card, tap your default card to see your other cards. Tap a new card and authenticate.
• Hold the top of your iPhone near the contactless reader until Done and a checkmark appears on the display.

RELATED: 10 iPhone tricks you’ll use every day

Pro tip: If you’re on the go and want to use Apple Pay quickly, there’s a way to bypass your lock screen and go straight to your Wallet.

• If you have a FaceID-enabled iPhone, double-click the side button.
• If you have a Home button model, double-click Home instead.
• Your wallet will pop up and you can pay quickly. Then, verify the purchase with your fingerprint or FaceID. 

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Black Friday may be the more well known retail holiday, but some of the season’s best deals can be found online during Cyber Monday.

Cyber Monday can feel a bit more complicated than simply standing in line at a store. But in light of COVID-19, shopping on Cyber Monday is a safer option for your health and well-being. Tap or click here to see the differences between Cyber Monday and Black Friday.

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