What to know about "Buy Now, Pay Later"

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Using services like Klarna or Affirm, you can pay for purchases over time. Here’s how to decide if they fit your needs.

Tags: Affirm, Klarna


Max money grab: Since it worked so well for Netflix and Disney+, Max is the latest streaming service to announce plans to start cracking down on password sharing. Time for a frank conversation with the ex.

Give your willpower a hand

Social media apps are designed to keep you scrolling. Do yourself a solid and tell your phone to limit your time on TikTok, Instagram or your weakness of choice.

On iPhone:

  • Go to Settings > Screen Time.
  • Tap App Limits > Add Limit.
  • To set limits for individual apps, tap the category name to see everything there, then select the ones you want to limit.
  • Tap Next at the top right, then set the amount of time allowed.
  • When you finish setting limits, tap Add.

On Android:

  • Open Settings > Digital Wellbeing & parental controls, then tap the chart.
  • Select the app you want to limit or tap the hourglass icon.
  • Choose how much time you can spend on that app. Then, tap OK or Set.
  • The app will switch to black and white when you have one minute. After that, you’re locked out.

⏱️ For the record, you can override it once time runs out, but don’t! You set that limit for a reason. Speaking of time, the past, present and future walked into a bar. It was tense.

Adobe’s new app: The Adobe Express app packs in AI tools to turn words into images and fill in the blanks, no design degree needed. It’s free for now, but once the beta’s done, it’ll cost $9.99 a month. There’s always a catch.

Conquering Everest? Don’t forget your tracking chip! Yep, after a grim season with 12 deaths and five climbers MIA, Nepal now requires you to hike with a GPS chip sewn into your clothing in the name of quicker rescues. FYI, there are still 200 unrecovered people on the mountain from past tragedies.

Subpar screens: Samsung’s latest panels are a mix of QD-OLED and WOLED, but good luck figuring out which you’re buying. Samsung wouldn’t shut up about how QD-OLED’s colors pop more, and now silence. Why? LG (the folks who supply WOLED) told them to stop marketing WOLED as inferior. Do your research before shelling out for lesser specs.

TikTok’s power: U.S. lawmakers voted unanimously to ban TikTok if it doesn’t part ways with parent company ByteDance. TikTok’s clapback? A push notification to 170 million Americans accusing Congress of infringing on their “Constitutional rights.” This is what I’ve been talking about forever — TikTok using its sway to have our citizens do its political dirty work.

VR versus PTSD: Such great news! A study found VR could reduce PTSD in veterans. The approach tweaks the brain’s reaction to trauma, offering a more effective treatment than traditional therapies. In just six 25-minute sessions, vets reported big-time relief — really amazing stuff.

Not just a rumor anymore: Apple is officially cooking up a foldable MacBook for 2027. This analyst says it’ll have a 20.3-inch screen and could change how we use laptops forever. As for pricing, well, it’s Apple, so start saving now.

Stars-truck: The $100,000 Tesla Cybertruck is the latest accessory for celebs like Lady Gaga, Justin Bieber and Jay Leno. People are already cashing in, flipping their Cybertrucks for double the price. Who’s going to tell them it looks like a 5-year-old’s drawing?

Lock him up: Arvin Joseph Mirasol, a cruise ship worker, was caught recording children in bathrooms and filming guests under their beds. The feds uncovered his disgusting and horrific practice on a USB loaded with tons of videos. Mirasol is facing justice in court on March 18. Hope he likes a broom up his butt.