AI just roasted your retirement plan

I set up my 401(k) back when I worked for AT&T and truly never looked at it again. I picked a few funds and stocks, hoped for the best and trusted that everything was on track. It worked out for me. But now? 

With AI peeking over my financial shoulder like a nosy aunt, I’m in deep. I’m dissecting my holdings, side-eyeing expense ratios and even questioning my financial adviser like I suddenly have a CFA.

You might not have the best mix of investments, and sneaky fees could be quietly draining your money. Do what I do. Use AI to get a second opinion, safely and easily. 

Step 1: Grab the basics

Log in to your 401(k) or brokerage account and save in a doc. Tip in a tip: In Chrome, put doc.new in the address bar to start a new Google doc. 

In there put:

  • The names or ticker symbols of your investments
  • The percentage you have in each fund
  • Any listed fees or “expense ratios”

That’s all you need. Never share account numbers, dollar amounts tied to your name or login info. AI doesn’t need them.

Step 2: Ask AI what it thinks

Head to ChatGPT (or your favorite AI assistant) and type something like: “Here are the funds in my 401(k). Does this look like a good mix for someone who’s 50 years old?

You’ll get a plain-English breakdown of your risk level, diversification and what your investments actually do.

Step 3: Look for sneaky fees

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🤖 Dropouts welcome: OpenAI’s launching Grove, a just-hatched accelerator for tech founders who haven’t figured out what they’re building yet. Fifteen people will get to hang around SF HQ, play with new models and maybe become the next billion-dollar AI overlord. Applications are open now, but spots are ultra-limited. I’d do this in a heartbeat. 

3,821%

That’s how much Pokémon cards have surged since 2004. For context, the S&P 500 managed a measly 483% in the same stretch. Translation: Pikachu just smoked your retirement account (paywall link). One near-mint Pikachu Illustrator sold for $5.3M, proving that a tiny crease can tank your portfolio faster than a bad earnings call. 

📄 Use your iPad as a scanner: Long-press the Notes app icon and tap Scan Document. Point your iPad’s camera at the paper and snap a photo. Now drag the circle handles to adjust the edges for a cleaner look. Perfect for handwritten notes, receipts or contracts when your iPhone isn’t nearby.

✉️ Another platform, same spam: Just like LinkedIn, X lets anyone send you a message request that clutters your inbox. To stop it, go to Settings and privacy > Privacy and safety > Direct messages > Allow message requests from, and toggle No one. People you follow can still message you. While you’re there, you can also toggle off Show read receipts.

🎮 Mute console beeps: You can silence that loud beep your PS5 makes when turning it on. Go to Settings > System > Beep and Light > Mute Beep Sound. On Xbox, go to Settings > Accessibility > Audio > Power chime > Off. Now you can game at night without waking the house.

⚡️ 3-second tech genius: Switch between browser tabs fast. Ctrl + 19 (Windows) or Cmd + 19 (Mac). Goes directly to the tab number you pick. Whoa!

Delete bloatware on Windows 11: Your PC comes preloaded with apps you’ll never use. They waste space and can slow performance by running in the background. Go to Settings > Apps > Installed apps. Scroll the list, click the three-dot menu on an app (like Xbox Live) and hit Uninstall. Just be careful not to touch system apps.

👨🏻‍💼 Stop LinkedIn spam: If you’re flooded with unwanted message requests, lock down your profile. Go to Settings & Privacy > Data privacy > Who can reach you > Messages and toggle off Message requests. Don’t want random invites either? Go back to Who can reach you > Invitations to connect and toggle Only people in your Imported Contacts.

🔥 Email land mines: Your emails might feel polite, but phrases like “per my last email” or “thanks in advance” can make you sound like a corporate arsonist. Executive coaches say these slipups read passive-aggressive, erode trust and cost promotions. The fix? Cut the fluff, set clear asks and maybe stop accidentally weaponizing your correspondence.

$20,000

That’s what a contractor in Maine had to pony up for violating a lakeshore ordinance. He says he checked with the town first, but they fined him anyway. His revenge? Paying the entire thing in coins, 12,000 pounds worth. Now the town’s thinking of charging him a handling fee to count it. Ever heard of Coinstar, guys?

📄 Type faster in Google Docs: Instead of retyping long phrases, create shortcuts that expand into full text. Go to Tools > Preferences > Substitutions and tick Automatic substitution. To add your own, type “YTV” under Replace and “YouTube video” under With, then hit OK. Next time you type YTV, it auto-changes to YouTube video. Nice. 

📱 Apple ups privacy: Websites can still track you by stitching together your IP, device info and time zone into a “fingerprint.” No opt-out. iOS 26 (out tomorrow) will auto-block that in Safari. Add in spam call screening and link-tracking protection, and Apple’s getting a privacy facelift.

🤖 Cuban’s AI advice: Mark Cuban told his two college kids they probably won’t land jobs at big companies, AI already covers that. Instead, small and midsize businesses need “AI natives” to actually implement tools. His second rule? Your phone is basically a library, mentor and startup incubator all in one. Translation: Forget Fortune 500, small biz wants your ChatGPT brain.

⚡️ 3-second tech genius: On Apple Watch, press and hold the side button to bring up Medical ID and Emergency SOS. Don’t forget to fill out your info in the iPhone Health app.

One in five

The number of Americans who admit they’ve followed AI medical advice that was later proven wrong. Batting .800 is great in baseball, but when it’s your health on the line, that’s less “MVP season” and more “urgent care speedrun.” Experts say AI can be a starting point, just make sure you follow it up with a real doctor before you roll the dice.

⚙️ Reset your browser: If Chrome or Firefox is running slow, faulty settings or extensions may be the issue. In Chrome, go to Settings > Reset settings > Restore settings to their original defaults. On Firefox, open Menu > Help > More Troubleshooting Information, then click Refresh Firefox and confirm. 

Don’t fall behind: AI is changing business fast, and you need to keep up. Grab NetSuite’s free guide, “The CFO’s Guide to AI and Machine Learning.” It’s a quick way to get smarter about AI, because it’s here to stay.

😴 Make bedtime stories with AI: Next time the kids want something new, ask your favorite chatbot to invent one. Tell it your child’s age, the theme and how long you want it to be. For example: “Can you make up a five-minute bedtime story for a 4-year-old boy about talking animals in a secret garden?”

💻 Boost your laptop battery: On Windows 11, turn on Dynamic Refresh Rate to adjust your screen based on what you’re doing. It ramps up for smooth performance during intense tasks, but drops on static pages to save power. Go to Settings > System > Display > Advanced Display > Choose a refresh rate > Dynamic refresh rate.