Your medical claim was denied

Your medical claim was denied: And all you got was a form letter. Legally, your insurance company has to send you any relevant info if you know what to ask for. Try this free tool from Pro Publica for help.

Tags: claim, company, free, help, insurance, Pro, tool


Bowser, meet your new robot friend

OpenAI’s ChatGPT-4o can “think,” write and talk in real-time. Check out this video to see it in action. Listen to that laugh! Crazy stuff.

💸 Duh, it works: A money-saving strategy is all over TikTok, promising to save you over $5,000 in less than four months. Take 100 envelopes and number them from 1 to 100. Each day, deposit an amount matching the envelope number. Envelope No. 1 gets $1, the one labeled “2” gets $2 and so on. Maybe next, someone will go viral talking about savings accounts! You know, where you put money away with interest.

Trivia

Do you know what you spend every year on your phone, TV and internet bills? If not, put on your guessing hat. How much does the average American spend annually on all three services combined? Is it … A.) $1,500, B.) $2,500, C.) $3,000 or D.) $4,000?

Find the answer here!

4 steps

To fall asleep on a plane. The “going-over-the-alpha-bridge” method is going viral on Instagram thanks to psychologist Erica Terblanche. Think it’d work for you? Watch the vid!

Bill Gates met Arnold Schwarzenegger once at a party and asked him if he’d upgraded to Windows 11 yet. Arnold said, “Ah still love Vista, baby!”

50,000 calories

How much energy it takes to carry a baby for nine months (paywall link). I never knew this fun fact! Did you? Only 4% of that is for the little one; the other 96% is to support all the work Mom is doing. That equates to 50 pints of ice cream — talk about legen‑dairy.

Mind your AI manners: Saying “please” and “thank you” will get you more detailed and elaborate AI chatbot responses. Why? AI is trained on human interaction patterns. If you’re rude, the AI responds like a human would — short and less engaged. *Repeats inner mantra* It’s just a bot … It’s just a bot …

Fake business grants are on the rise: Red flags: You got it without applying, they contacted you on social media, and/or you’ve never heard of the “federal agency” behind the grant. They may also ask for upfront payments, say the funds can be used for “anything,” and then ask for personal info you already sent in your application. Watch out.

I’m a clover, not a fighter: A thrifty shopper found a $655 gaming graphics card in mint condition for just $8 at Goodwill. But don’t expect the same deal anytime soon; Goodwill usually flags high-ticket items to sell on their website instead. I’m stopping by the next Goodwill I see!

Affordable, quality tech: You don’t have to spend $200 or more for high-quality earbuds. Raycons have studio-quality sound, noise cancellation, 32 hours of battery life, and they fit comfortably in every ear with precise fittings. They also pair with two devices so you can share them. Grab ‘em for 20% off (and free shipping!) right now at BuyRaycon.com/kim.