🛃 Oman, I Kuwait to Rome around: Download the U.S. Customs and Border Protection Global Entry app for iOS or Android. Snap a selfie while in the security line, and you won’t have to do it at the kiosk when returning to the U.S. The catch: You must be registered with the Global Entry program, which costs $100 for five years.
5 hidden fees costing your small business money
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Starting your own business can be exciting, but it often comes with a rocky road ahead. Those rocks will cut into your wallet through several expenses. Miscalculating the daily costs of running a company can hurt you in the long run.
Although some fees are hard to miss, others can slip through the cracks. Those can cost you a ton of cash over time. Here are five hidden fees that may have slipped past your radar.
1. Too many accounts for the same program
Let’s say you need to use an expensive program that charges per user. If you have five login accounts but only three people need them, you’re paying for two subscriptions you don’t use. Take stock of the resources you pay for and analyze how many workers use them.
Maybe you’re paying for a team to use expensive accounting software, for example. But if only one person uses it, you should demote your subscription to a single-person plan.
This is an easy mistake, especially when you have a high turnover. One employee may have set up a paid account before leaving the company. Since they’re gone, you should delete their accounts. There’s no sense in paying for an account that’s no longer in use.
2. Using an expensive subscription when a cheaper one will do
It’s tempting to pay for the highest tier. Maybe you found cutting-edge accounting software with a ton of features. Unless you’re using all of those features, you’re probably paying for more than you need.
You can save money by ensuring you aren’t automatically signing up for a top-of-the-line subscription when you’d be fine down a tier or two. Sometimes, the cheapest subscription will serve all your needs — and put extra money in your pocket.
3. Tricky phone bills
Unexpected fees can pop up, making your phone bill hard to comprehend. There are many parts to understand, from calling plans and services to taxes, surcharges and miscellaneous fees.
That’s why we recommend auditing your phone service. It’s common for business leaders to buy phone service and cross it off their mental list forever. That’s not a good idea, though — the market changes, prices go up and you can overpay if you don’t check in now and then.
Why I used Incogni to wipe my info off the internet
I got this note the other day from Mike S. (Hi, Mike! 👋): “Next time you talk about Incogni, maybe you can do a deep dive?”
Mike, you’re not the only reader who’s asked for a more in-depth look at how Incogni works and why I chose it to wipe my info from data broker sites. I picked this service before they became a sponsor. So, without further ado …
Shopping scams are getting nastier: One victim in Maryland was tricked into paying a fake $0.99 “redelivery fee” and ended up losing $400. USPS and other shipping companies won’t add a shipping charge after the fact. These scams usually come via text, so watch out.
5 clever tricks holiday scammers use
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JD in Dallas emailed me with a story. He and his wife were at the mall and stopped for a Christmas selfie. Two young men walking by offered to take the pic for them — and one kept wiping the phone’s lens inside his jacket.
🤖 “So, uh, where do I find ChatGPT?” I get that in my email every day. Use it on the web or download it for iPhone or Android. You’ll need to create an account. The free tier works for most people.
Remember when Google was good? You know, back when there were barely any ads and no AI overview. If you’re not ready to jump ship just yet, I found a website that lets you make your own Google search engine. Customize it to include websites you like (or exclude the ones you don’t), then bookmark your finished masterpiece for your future searches.
“Kim, I missed the link!” So many of you asked me to link to my password manager pick. Happy to help! I negotiated a great deal on NordPass just for you — 58% off. It can import your passwords from any password manager you’re using, btw.
Screenshot upgrade: Windows 11’s Snipping Tool can take data from a screenshot straight to a spreadsheet. Just take a screenshot (hold down the Windows key + Shift + S) and select Copy as table. It’ll preserve the formatting but works best one table at a time. Super sweet.
It’s Kah-man-do: Tired of Siri butchering names? Just say, “Hey, Siri, that’s not how you pronounce [name].” Siri will ask for the correct pronunciation, and voila — all set. On Android, it’s a bit more complicated but totally doable.
🤹♀️ Free audio editing software: Get the one we use at the ol’ Komando Radio Ranch right here. It works great if you’re digitizing music on cassettes and LPs, podcasting or just editing audio for whatever reason.
$40 to Sharon for cocktails: Unless you change your settings, anyone with the Venmo app can see all your contacts. Go to Privacy settings > Friends list > Private. While you’re there, turn off “Appear in other users’ friends’ lists.” This is important!
🏈 What’s the score? In the Alexa app, open Settings > Sports Update. Add your teams (you’ll find all major American sports leagues). Now, say, “Alexa, give me my sports update” for scores and schedule info.
🔒 Friendly reminder: Browser extensions lose support and change developers. Take a minute to review what’s installed and ditch anything you don’t use. On Chrome, tap the three dots near your profile icon, hover over Extensions, then select Manage Extensions. On Safari, go to Preferences > Extensions.
Stop losing your car at the mall: Open the Google Maps app, tap the blue dot that shows your location, then select Save parking.
🤖 Team Android: If you have pics like your driver’s license on your phone, set up a locked folder in Google Photos. Open the Google Photos app > Utilities > Set up Locked Folder. Follow the on-screen directions to finish up.
Ship happens: Google’s shiny new AI assistant, Mariner, will take over Chrome to do stuff like book flights, fill out forms and do your shopping without you doing a thing. It can’t fill out credit card or billing info “for privacy reasons.” (Google actually had the gall to say that!) Watch the prototype in action here.
You’ve got mail: Psychologists say those who aim for “Inbox Zero,” aka no unread email, might be perfectionists craving control. If you let unread emails pile up, you might be more laid-back and focused on priorities over organization. Some people even get more stressed trying to keep a clear inbox. Try as I might, I’m not an “Inbox Zero” gal.
🍎 Secret spot to hide pics: On an iPhone, use the Notes app. Open the pic in your Photos app, tap the share icon and select Add to Quick Note. Then, go into the note you want to protect, tap the three-dot icon in the upper-right corner, and choose Lock.
RIP, Do Not Track: Mozilla axed the 13-year-old privacy option in its latest Firefox browser update. The idea was you could hit a button to tell websites not to opt you into browsing cookies you encountered online. Spoiler: It never really worked, since most advertisers just ignored it. Chrome and Microsoft Edge still include the useless option.