Budgeting tip: An easy way to slash your monthly charges

Your dollars don’t go as far these days. Sure, things are more expensive, but “buy now” buttons and shiny new services add up much faster than we’d like to believe. It’s no surprise that subscription-based business models are so popular.

Monthly fees for services like streaming TV give you unlimited access to more content than you could watch in one sitting, and it’s just a few bucks, right? Tap or click to see which streaming platforms are best.

That’s why it’s a good idea to decide what merits the monthly hit to your bank account. Here’s how to track your subscriptions and determine what’s worth keeping.

This tip is brought to you by our sponsor, Oracle NetSuite. Before we jump into how to streamline your budget, we have a quick note for small business owners and operators.

Run a business? The right software makes a world of difference

If you’re a business owner, you don’t need me to tell you running a business is challenging. Don’t let QuickBooks and spreadsheets slow you down, and stop paying for multiple systems that don’t give you the information you need when you need it. It’s time to upgrade to NetSuite by Oracle, the world’s No. 1 cloud business system.

NetSuite gives you visibility and control over your financials, HR, inventory, e-commerce and more — all in one place — instantaneously. Whether you’re doing a million or hundreds of millions in revenue, save time and money with NetSuite. Join the over 24,000 companies using NetSuite right now!

Let NetSuite show you how they’ll benefit your business with a free product tour at NetSuite.com/Kim.

Subscriptions: Everything counts in (small) amounts

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Today, most of us own less media than ever before. Forget building collections of albums and movies. Now, most people have extensive digital collections they access through monthly subscriptions.

Unlimited access to tons of content for a cheap monthly fee sounds excellent, but what happens if one platform isn’t enough for all your interests? You end up paying for multiple services, and those charges add up fast.

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Did you pay for a 'free' TurboTax filing? You may be entitled to part of this $141M settlement

Tax season is over, but it’ll be back again. And again. It’s never too early to start preparing. While you don’t need to hunker down just yet, it can’t hurt to start making a list of deductions for next year’s filing.

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The one thing that kept airlines afloat

COVID impacted a ton of industries, and airlines were no exception. People traveled less, and that meant less income. But there’s a surprising way airlines make money, and it only became clear during the pandemic.

Looking for a job? 4 ways to create a winning resume that will get past bots

Some believe first impressions are everything. It’s especially true when you’re looking for a new job or thinking about changing career paths — which is why it’s vital to have a resume that stands out from all of the other applicants. Tap or click here for over 100 free resume templates to help you create a killer resume.

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Be careful how you answer that cryptocurrency question on your tax return

Filing your federal taxes can be a relatively complex endeavor. Thankfully you don’t have to verify your identity through a third party anymore, but other pitfalls can make it difficult.

One such issue can arise from cryptocurrency, and depending on how you used it over the last year, you could find yourself in trouble with the IRS. The various digital currencies have exploded in popularity, and the IRS wants to know if you’ve been trading them.

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Online advertising: How it works and what's coming for consumers

Everywhere you go online, there’s someone trying to sell you something. In fact, digital ad spending overtook traditional offline ads in 2019. Google may be a leader in online advertising, but it’s not the only option. Kim talks to Heath Shaffer, CEO and founder of NicheREV, about other options publishers are using to maximize their profits and what it means for consumers.

Crypto tip: Top 5 cryptocurrencies for beginners

Cryptocurrency has been around for more than a decade, starting with the release of the first decentralized blockchain-based digital currency in 2009. Cryptocurrency runs on distributed public ledgers called blockchains and does not rely on a central banking system.

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Want to make some extra cash? 15 best-paying side jobs for seniors

Retirement can be a ton of fun. After decades of grinding out long hours, you can finally sit back, kick your feet up and relax. Often, though, people can get tired of the unstructured days and the lack of cash.

In cases like these, many seniors will dip their toes into the working world. After all, the right job can teach you new skills and even fulfill you. Plus, it can bring in some much-needed money.

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8 tax deductions that may save you some cash in 2022

Spring is just around the horizon. Soon, the snow will melt from the landscape and flowers will pop up left and right. Tax season is also popping up, so it’s time to take out your paperwork and prepare for drudgery.

Here’s some good news, though. You don’t have to brace yourself for Uncle Sam snatching away your hard-earned money. Tax deductions can do you a world of good if you qualify for them, that is.

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5 budgeting worksheets to keep you on track in the new year

Managing your money can be challenging if you do it alone. First off, you’ll need solid mathematical skills to crunch the numbers yourself. A single miscalculation could throw a wrench in your financial plans if you go down that route.

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Money-saving tool you need before you start holiday shopping

Have you ever had the strange feeling of being watched when you’re browsing online? Well, the truth is you are. Shopping sites track you.

In some cases, you may see prices for certain things go up every time you check. A rental car might be $50 per day the first time you check prices, but it bumps up to $55 when you go back to book it. The same thing happens with hotels and airline tickets.

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3 clever ways to cut your business expenses

American entrepreneurs are in for a huge year. Nearly 4.5 million new business applications were filed in 2020, the highest number on record and up almost 25% from the year before.

Whether you’re starting your own company or have been your own boss for years, the fact doesn’t change: The money you bring in has to exceed what you spend. In other words, when you own a business or work for yourself, profit is king.

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Most dangerous thing you can do if you're new to crypto

Investing in crypto can be exhilarating and scary at the same time. Massive fluctuations in the price of Bitcoin have had many glued to the trading boards. If you invested just $10 in Bitcoin in 2010, that would be worth approximately $10.3 million today.

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Deal alert: This all-weather outdoor smart plug is under $20 right now

Automating your backyard is a game-changer. It’s hard to go back to the old-fashioned way when you can control outdoor devices with a remote control or even just your voice.

A helpful gadget like the Kasa Outdoor Smart Plug is an easy way to use landscape lighting, swimming pool pumps or holiday lights in a snap. It’s weather-resistant and has a Wi-Fi range of up to 300 feet. Our team’s product review expert, Ben Bradley, used a Kasa smart plug to keep his dogs safe.

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New M1 MacBook Air is on sale for the lowest price it's ever been

The MacBook Air M1 is cheaper than ever. Normally, you have to pay $1,000 for this lightning-fast gadget. But now, you can grab the powerful 256GB model for a more affordable $899 on Amazon.

If you need more storage power, the 512GB MacBook Air M1 is $150 off. These laptops are more advanced than previous MacBooks, thanks to their pièce de résistance: the M1 chips. Thanks to this fantastic technology, these Macs wake up the moment you open the lid.

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Want a change of scenery? 10 cities that will pay you to move there

If you are feeling restless and dreaming about moving to an exciting new city, there’s a website you’ll want to hear about.

Makemymove.com will show all the cities around the country that will pay you to move if you are a digital worker. Since many non-essential workers became fully remote during the pandemic, your home location might not matter.

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My cryptocurrency eBook is a bestseller! Grab your copy now

Crypto is everywhere, and I don’t want you investing a bunch of your hard-earned money without the right know-how. That’s why I put together a new eBook to help you get the basics down.

In “Cryptocurrency 101: The Beginner’s Guide to Buying, Selling and Spending Digital Currency the Safe Way,” I break down the basics of the cryptocurrency boom. If you want to invest in cryptocurrency, it can be very complicated to know where to even begin. I’ll take you through your options when it comes to buying and storing digital currency and give you pro tips to keep you safe from hackers and scammers.

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5 leadership secrets every small business owner should know

Owning a small business is never easy. There are challenges around every corner, not all of them financial in nature. Managing employees, balancing the books and keeping up with new business trends can be overwhelming for any business owner.

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Is your business hiring any time soon? Use this deal to find the right person for free

The pandemic has affected every aspect of our daily lives, from how we communicate to the way we work. While many people were able to keep their jobs over the past year, others weren’t so fortunate.

The U.S. Bureau of Labor Statistics reported an all-time high rate of 8.8% in layoffs for nonfarm workers in March 2020. By December, 28.4% of the unemployed were people on temporary layoff, while 38.9% had no job to return to.

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The top 10 highest paying work from home jobs

Remote work carried the Komando team through the 2020 portion of the pandemic. We’re still working from home and thriving, but we’re not the only ones. In fact, 83% of employers say the shift to remote work served their company well, according to PWC data.

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