Of lost retirement savings for serial job hoppers. It all comes down to retirement savings rates. When you switch to a new job, you’re starting back at 3% and adding a percentage each year. Too many job changes can lead to a 41% smaller nest egg.
Tags: job hunting, money, retirement, savings
Your phone is very valuable in the wrong hands — and not just if you have a snazzy, new iPhone 16 Pro Max that costs as much as a mortgage payment. Even a cheap smartphone is loaded with logins, personal data and financial info. Think of it as instant access to everything.
What you do online should be your business. That’s not the world we live in, though. Your internet service provider can see every site you visit, even in incognito mode, and your data is routinely packaged up and sold to the highest bidder.
Android pro tip: You can download apps onto your phone from your PC as long as you’re signed into the same Google account on both devices. This is super handy when you find a cool app on your computer; you’ll see the option to send it to your phone right there on the app download page.
🔞 OnlyScams: The sexy gal on OnlyFans might just be some dude in another country. To keep up with the huge volume of texts, agencies hire low-paid “chatters” (or even AI) to create the illusion of personal interaction. Cue the class-action lawsuit seeking billions in damages and pushing OnlyFans to be more transparent about who’s really on the other end. Think about those sexy pants.
🔐 Protect your friends and family: New to iOS 18, the option to limit apps so they can only see some of your contacts — not all. Yep, you don’t have to reveal your whole address book. Nice. Go to Settings > Privacy & Security > Contacts.
Watch this: Safari on macOS has a cool picture-in-picture mode you can use to watch videos while browsing the web. To launch it, right-click twice on a video and choose Enter Picture-in-Picture. Hold down Cmd, then click and drag the video frame where you want it.
📸 Go, go, Android camera: This works on many Android smartphone models, including the Google Pixel and Samsung Galaxy. Double-tap the power button to launch the camera, then use either the volume-up or volume-down button to take a snap. Easy!
Get back on the road: If you’ve got an iPhone 14 or newer, you can get roadside assistance via satellite if you’re out of cell range. From Settings, tap Satellite, and follow the instructions to get connected. Choose Roadside Assistance. Wham, bam.
If police try to get you to unlock your smartphone: Say no. Under the Fourth Amendment, they need a warrant to search it. Once they’re in, they can access your private info and, theoretically, use it to pressure you into a confession. That’s where the Fifth Amendment comes in: The government can’t force self-incrimination. It pays to know your rights.
Three words that scream “text scam”: “Would you kindly.” It’s not a common phrase in the U.S., so it’s a tip-off you’re dealing with someone from afar. “Kindly settle your balance” is another. One more: A random number texting “Hi, how are you?” isn’t a sign from the universe; it’s a scammer trying to get you to reply so they can steal from you someday.
