The first time you invest, you feel a thrill. Maybe you're meeting with your broker for the first time. Or you've just bought your first shares and are obsessively watching the NASDAQ graphs. You have officially joined the ebb and flow of the global economy, and with luck, your stocks will shoot skyward.
But as you learn more about investing, you'll find that there's more to mastering the market than luck. You start to strategize, and as you expand, you start making smarter choices. When Wall Street traders talk about a "diverse portfolio," they mean investing in a variety of different assets.
One essential addition: "hard assets," investments that will weather the tests of time.
The hardest asset there is precious metals. These include rare ores like silver, gold, platinum and palladium. Why? Because they hold their value much better than cash or stocks. No matter what happens in the future, precious metals stay strong, and so does your investment.
Why precious metals are so important
Investing has changed over the decades, and planning for retirement is very different from the way our grandparents used to do it. The stock market moves quickly, and mergers and bankruptcies can happen overnight. Events like natural disasters and political snafus can radically affect the value of your stock.
Even pensions for government employees are no longer as stable as they used to be.
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When I asked Kim about her finances, she mentioned that "almost 20 percent of her portfolio is in gold and precious metals." There's a good reason for that. Many investors like Kim advise the same for all people, no matter the size of his or her portfolio. If you'd like to know more, click here for your free investment kit.
"As an investor, this is a huge risk that is coming down the pike," said PM Capital CEO Scott Carter in a recent vlog. "Pensions are under-funded by over $8 trillion. In my view, this is a crisis that is going to hit in the next five to 15 years."
Here's a video of Carter talking about his company's approach:
Investments can help prepare you for this crisis. But many people aren't aware that they should diversify their portfolios. They put all their eggs in one basket, and if anything happens to that investment, they stand to lose everything.
Most of us aren't gamblers. We yearn for the days of a dependable retirement package, and we don't want to have to worry about the rug getting pulled out from under us.
When you invest in precious metals, you're playing the long-game. Why is this such a smart addition to a diverse portfolio?
- Protection: Commodities go in and out of fashion, but gold is the bedrock of Western Civilization. Gold will never run out or get lost, and people will always respect its worth.
- Liquidity: You can easily obtain precious metals, and many different forms (e.g. as physical gold bars, or as shares in gold companies.) You can also easily convert gold into other forms of currency.
- Privacy: Like all investments, profits from gold have to be reported. But your individual transactions can stay private, no matter where in the world they take place.
- Diversification: Diversifying your portfolio is kind of like leaving an extra house key under the welcome mat and another with a trusted neighbor. If one investment staggers, you can turn to others to make up the losses.
What you need to know
There are lots of neighborhood shops that sell gold and silver, and of course, you can invest in a company that deals in gold. But it's important to learn about how the industry works.
Where do precious metals come from, and how do they arrive in the country? Who buys and sells it? How do you know that the gold coin or silver bar you're buying is authentic and pure?
A company like PM Capital specializes in this market and can educate you about the history of precious metals and its investment-preserving potential. You can also get advice, find local vendors, and even learn how to put gold in your IRA. (Yes, that's possible, and people do it all the time.)
How to get started with your Free Investor Kit
The word "gold" can get people excited – and like those Gold Rush prospectors of 1849, they lose their heads. But investing in precious metals is a measured and disciplined process. Know what you're getting into before you put your first dollar on the line.
That's why PM Capital offers a Free Investor Kit for folks interested in this rock-solid investment. The kit guides you through the significance of this opportunity and explains the facts and vocabulary you need to know.
Retirement is something that every hard worker deserves, but saving for your golden years requires smarter maneuvering than ever. With PM Capital, you're walking on safe ground.
Don't put this important investment advice off to the side. Click here now for your Free Investor Kit. You'll be glad you did!