3. The up-front fee credit card
This particular scam targets individuals who are interested in credit cards. The criminal sends an email letting the recipient know that they have been approved for a premier consumer credit card with an immediate line of credit - guaranteed. All they need to do is send in an up-front fee.
Some reputable credit card companies do charge an annual fee, but they are never paid for in advance. Those fees are always added to the card's balance and you would never send the money up-front.
An even more obvious version of this attack offers a pre-approved mortgage loan. Some of the loans are worth hundreds of thousands of dollars. The scammer offers the victim an incredible loan amount without even knowing their credit score. To secure the loan the victim has to pay an up-front fee, of course.
Even though these types of scams seem like they would be easy to spot, they do work. Especially, on people dealing with financial problems.
4. Amazon phishing email
With Amazon having over 300 million active customer accounts it's no wonder hackers consider it a great place to target victims. A phishing scam currently making the rounds is targeting customers of the online retail giant.
The latest email to keep an eye out for claims to be from Amazon and says that you've accidentally been charged twice for your last purchase. In order to get refunded, you'll need to update your account information.
But guess what? The email is a fake, designed to take you to the cleaners. Here's what it looks like, as presented by blogger Kirk McElhearn, who is sounding the alarm that this scam is resurfacing:
If you've seen an email like this use caution before clicking on anything. Do not click on any link that sends you to a different site. You can navigate to the company's site yourself without using the provided link.
If you're not sure you can spot the signs click here to take our phishing IQ test to see if you can tell a real email from a fake.