Skip the card: How to pay with your phone or smartwatch

Credit cards have been around for nearly three-quarters of a century and have evolved to the point where you don’t even need to swipe your card or insert it into a chip reader. Using Radio-frequency identification (RFID) or Near-Field Communication (NFC), you need only hold your card close to the reader or tap it to complete a transaction.

While convenient, this form of contactless payment exposes you to attack from crooks with RFID-enabled devices. They need only stand close enough to your wallet and cards to steal your information. Tap or click here to see how to protect your payment cards.

There’s not much our smartphones can’t do at this point, including the ability to pay retailers and other people for goods and services. Simply set up your phone with a payment app and you’re good to go. Your phone becomes a digital wallet containing your debit and/or credit card information. We’ll show you how to set it up.

Apple Pay

If you have an iOS device, you can use Apple Pay at stores, gas stations, coffee shops and anywhere that accepts it. Apple Pay works with your iPhone, iPad, Apple Watch and Mac.

The Apple Card is a credit card linked to Apple Pay and built into the Wallet app. There is also a physical version of the card.

We’re going to focus on Apple’s portable devices here.

To set up Apple Pay on your iPhone:

  • Open the Wallet app and tap the add (plus) button.
  • Choose a card type, then tap Continue.
  • On the next screen you can either scan the front of your card with your iPhone’s camera or enter the card information manually.
  • You’ll get instructions to finish adding the card. You may need to enter more information or call the bank. It depends on which bank you use.
  • Once verified, tap Next.

To set up Apple Pay on your Apple Watch:

  • Open the Apple Watch app on your iPhone and go to My Watch.
  • Tap Wallet & Apple Pay, then Add card.
  • On the next screen you can either scan the front of your card with your iPhone’s camera or enter the card information manually.
  • You’ll get instructions to finish adding the card. You may need to enter more information or call the bank. It depends on which bank you use.
  • Once verified, tap Next.
  • When you’re at a store that accepts Apple Pay, press the side button on your Apple Watch twice. This pulls up your default card. Hold your watch near the reader until you feel a tap.

Open the Wallet App and tap Apply for Apple Card, then Continue to apply for an Apple Card. Complete your application. Upon approval, you can add your Apple Card using the above instructions.

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You have to see Samsung's $150K TV that guides you through a workout

The biggest annual technology convention is just around the corner. But since the pandemic has brought in-person events to an abrupt halt, this year’s CES will be an all-digital affair.

As usual, some of the major television brands got a head start before the live-streamed event kicks off next week. Tap or click here for a refresher course on some of last year’s strangest tech to debut at CES.

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Take your pulse using your phone

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Want to measure your heart rate, but don’t have a smartwatch? Listen now for a few ways to do it on your phone.

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10 must-try Samsung smartwatch tips and tricks

Are you in the market for a new smartwatch? There are so many options out there that it can be tough to figure out what each one offers.

You have a wide array of choices, from Apple Watch to Samsung Galaxy to Fitbit’s range of smartwatches. One of these options, the Samsung Galaxy smartwatch, offers some cool features that you may not know about. Need help choosing? Tap or click here for the five best smartwatches on the market.

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Your car is watching: Here's what your vehicle knows about you

We all know how much data our smartphones collect. The apps alone are data collection machines, and so is the search engine you use. Tap or click here to see which apps grab the most personal data from you.

Other smart devices similarly handle data collection. That smart speaker you’re using to control your robovac and smart thermostat is a culprit, and so is that smartwatch you’re wearing. If the device uses apps or “smart” features, it collects data.

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“Halo” is it me you’re looking for?

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Stay away from Amazon’s new $65 smartwatch, which is unfortunately named, “The Halo.”

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To buy or not to buy: Hot tech products that put your privacy at risk

Our smart devices are constantly gathering information about us, whether we like it or not. Even gadgets you might not expect like smart speakers and TVs are learning about your habits and preferences every time you use them.

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How to set up sleep tracking on your iPhone and Apple Watch

Getting enough sleep each night is one of the best things you can do for your body. Your iPhone and Apple Watch can actually help you keep track of your sleep through Apple’s Health app. You can even use your gadget to do a lot more than simply keep track of your sleep.

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Stressed? Fitbit's new smartwatch can tell

There are plenty of smartwatch options available right now — many with different features and unique capabilities. The Apple Watch, for example, is the only smartwatch that seamlessly integrates with your iPhone, while there are many options for Android users.

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The 5 best smartwatches you can buy right now

We all know the terrible feeling that comes from hearing your phone hit the ground after it’s fallen out of your pocket or hand. The thud and smack from the device hitting the tile or concrete evokes an unrivaled feeling of dread, and picking it up off the ground to find your screen has been shattered is even worse.

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Popular smartwatch brand hit by suspected ransomware attack

These days, it really seems like no company is truly safe from cyberattacks. Thanks to a huge spike in online activity due to the COVID-19 pandemic, hackers are working tirelessly to compromise platforms and gain access to the precious data they contain.

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Use your smartwatch to stay safe from coronavirus germs

Find it difficult to keep up with all the health guidelines hurled around these days? With COVID-19 information coming at you from all sides, it’s downright impossible to remember every tidbit on how you can protect yourself and your loved ones.

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Best Apple Watch to buy in 2018 might surprise you

With smart watches, it can be hard to know which one to get. There just seems to be so many options, especially in the Apple Watch world. Well, that’s where I can help. I will break down the best Apple Watch to buy and why it’s worth every penny. I guarantee you will be surprised which one it is.

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