10 free budgeting spreadsheets to help get a handle on your money
Keeping track of your finances can be a daunting task. Wouldn’t it be great to know exactly where your money was?
When I started on my own, recording and managing my finances was non-existent. If you’re not good at keeping track of what you have in your accounts or what is coming or going from those accounts, this may be the answer for you.
Having a budget system and dedication to documenting that information is essential. Software, apps, and even websites will help you tackle this. Here are 10 spreadsheet templates to help you manage your finances, brought to you by our sponsor, NetSuite.
Say goodbye to accounting software that slows you down
Are you fed up with QuickBooks? You’re not alone. I hear from listeners constantly looking for a better way to get their accounting done.
That’s where NetSuite comes in. It’s the world’s No. 1 cloud business system for good reason. If you’re bogged down in spreadsheets stored locally on your computer, you’ll love that you can access all your data in one place whenever you want.
It’s so much more than just accounting software. NetSuite gives you visibility and control over your financials, HR, inventory, e-commerce and more — all in one place, instantaneously. Whether doing a million or hundreds of millions in revenue, NetSuite can save you time and money.
Stop paying for multiple systems that don’t give you the information you need when you need it. Ditch the spreadsheets and all the old software you’ve outgrown. Now is the time to upgrade to NetSuite.
See it in action for yourself. Head to Netsuite.com/kim and get a free product tour.
What are your financial template options?
1. Google Sheets Budget Spreadsheets
You can get these from the Google Docs Template Gallery, where you’ll find some great options for Google Sheets. So what exactly can you expect to find for your budgetary needs?
Looking for free COVID tests? Don't do this
Life is almost back to normal after a rough couple of years dealing with a global pandemic. At-home COVID tests became a must-have item to navigate the crisis. While there are legit ways to get these tests for free, scammers are now cashing in with elaborate phishing schemes. Things are so bad that the Better Business Bureau is sounding the alarm.
Don’t fall for this Facebook scam that steals your password
Social media accounts are more valuable to cybercriminals than you might think. Tap or click for 10 accounts more valuable to cybercriminals than your credit card. That’s why thieves are constantly finding new ways to steal credentials. That brings us to a recent Facebook phishing attack. If you fall for it, you’re handing over your account to criminals.
Hackers want Google accounts. Give yours this security check now!
Here’s a nightmare scenario: You’re enjoying your hard-earned vacation when you realize your phone or laptop is missing.
Beyond the cost of replacing it, you may have lost years of photos and other files — and opened yourself up to some pretty scary consequences. Tap or click for steps to wipe your tech remotely in case this ever happens.
Online order never arrived? Here's what to do
Christmas is almost here, and millions of people are still trying to get their gifts delivered in time. You might have decided to pay the expedited delivery fee to get your package faster, but things don’t always go according to plan. Tap or click here for delivery scams making the rounds.
Finishing your holiday shopping? Don't fall for this fake seller scam
In 2021, Americans handed more than $337 million over to scammers while shopping online. The holidays are some of the most dangerous weeks to be buying. What should you be on the lookout for this year? Tap or click here for three of the most viral holiday scams circulating.
Here's how much Amazon will pay to collect more of your data
Do you know that your personal information is more valuable to cybercriminals than your credit card info? It can be. Tap or click here to see 10 accounts more valuable to cybercriminals than your credit card.
Knowing that, would you allow Amazon to track your online activity for a small fee? The company started a new program designed to learn your habits to provide more specific targeted ads.
3 simple ways to stay safe using buying apps like OfferUp and Craigslist
The internet is the ultimate marketplace for affordable, rare, or otherwise unattainable yet desirable goods. Tap or click here for five ways to get free shipping online.
Just like with any interaction with a stranger online, though, doing things without putting yourself in danger is a task all its own. The problem will only compound if seeing the other party in person is necessary.
Have money sitting around in Venmo? Use it to pay for Amazon purchases
Buying stuff from Amazon just got easier. Let’s say you have money in your Venmo account. Maybe you didn’t move it to your bank account because of the 1.75% fee, which can add up when you instantly transfer money from Venmo.
Money tight? 10 ways you're wasting cash (even when you think you're saving)
You might think, “There’s no bad way to save money.” In reality, there’s a lot you can do wrong — no matter how good your intentions are. Tap or click here for five ways you’re wasting money on tech purchases.
Windows malware can steal social media credentials, banking logins and more
Many pieces of personal information are valuable to hackers and scammers. Your Social Security number can spell lots of trouble in the wrong hands. Your credit card and banking information is highly sought after, too, as criminals can drain your account in seconds.
3 surefire signs someone stole your identity
Your credit card information is valuable to scammers, but there is one thing that they desire the more: your personal information. Tap or click here to see 10 accounts more valuable to cybercriminals than your credit card.
Looking for free COVID tests? Avoid these fraudulent sites
The highly-infectious omicron variant is still rapidly spreading across the country. As a result, millions of people want to know if they are infected and need at-home tests. What are your chances of getting COVID? Tap or click here for a CDC map that charts breakthrough cases.
At-home COVID tests: Red flags you bought a fake
We’re not out of the woods yet. The omicron variant is spreading, and more people are getting infected. This leads to a higher demand for COVID-19 tests, as evidenced by the long lines you may have seen outside testing centers.
Scam alert: Avoid these personalized ads on social media
Scammers will use any means to steal your money and information, and social media is an ideal platform to find new victims. The biggest social networks have billions of users, so even a tiny percentage who aren’t careful offer up a huge target.
5 warning signs you’re being targeted by an identity thief
Identity theft is scary for good reason: It’s hard to prove, tough to spot and can be devastating. And in many cases, you don’t realize anything is wrong until the damage has been done.
Watching out for warning signs you may be being targeted will bring you some peace of mind.
If you get this 'wrong number' text, delete it right away
Robocalls have become so common that they have entered pop culture. You’ll find memes and jokes focusing on car warranty calls all over social media. They’re good for a laugh, but the situation is becoming severe.
This past summer, the Federal Trade Commission forced the nation’s largest wireless carriers to employ technology to combat robocalls. Here we are approaching the end of the year, and it doesn’t seem like anything’s changed. What happened? Tap or click here to find out.
Signs you're being overcharged for your wireless bill
Signing up for a mobile phone plan should be a painless experience. Simply select the plan that fits your needs, use the device as expected, and pay the bill at the end of the month.
It’s not been quite that easy for some people. We know about mobile phone scams where criminals can sign your number up to premium services. But what do you do if your monthly bill has unauthorized charges tacked on?
Before you order takeout online, read this warning (and protect your money!)
You are hungry and feel like ordering takeout. You might not have a food delivery app installed on your phone, so you browse the internet for restaurants nearby. In theory, this seems like an excellent idea, but scammers are waiting for you to make a mistake.
These 2 new Google scams are easy to fall for - Don't become a victim
The internet has been a hotbed for scams since it gained widespread use. Some of the earliest tricks involved phishing, in which scammers imitate a known company or service in an attempt to access victims’ credentials or financial information. They also send malicious links containing malware.