Ding-ding-ding! Sign up for text and email alerts from your bank. I do, and, yes, it’s a bit annoying to approve purchases I’ve made, but it’s also notified me a few times someone got their hands on my card. In your banking app, go into Settings and look for Alerts or Notifications.

This doesn’t make cents: Jeff Drobman got a slew of urgent-sounding Bank of America text messages. The Los Angeles man tried to call the bank but had no signal. He’d been SIM swapped, and hackers stole $21,000 from his BofA account. PSA: Choose facial recognition over 2FA in your banking app, and contact your carrier immediately if your signal suddenly drops.