Think about all the crazy things that have happened in 2020 already. It began with the COVID-19 pandemic. Major sports leagues shut down, bars and restaurants closed their doors and places like movie theaters are off-limits.
Next, the Pentagon released videos of UFOs that seemed to just slip by most people’s radar and then came the murder hornets. Yes, it’s been a crazy year. Now imagine this nightmare scenario playing out: being evicted from your own home before you even realized anything was wrong.
Don’t believe that could actually happen? It can, and it’s called home title fraud. Here’s how it works: Thieves change the ownership of your home from you to them, take out loans and disappear — leaving you with the payments and a mountain of legal bills. The scariest part is years could go by before you find out you’ve been victimized.
Thankfully, our sponsor Home Title Lock can put a virtual barrier around your home’s title. Go to HomeTitleLock.com and register your address to see if you’re already a victim. Use code Kim for 30 free days of protection to help you through this crisis.
How title fraud occurs
Most everything can be done over the internet these days. That includes digitizing sensitive documents, like your home title, and storing them online. Cybercriminals target home titles because they stand to thousands of dollars and thousands of dollars by taking them over.
Here’s how title fraud works:
- Home titles are kept online nowadays, and criminals know that. Everything they need to take over legal ownership of your home, rental property or vacation home can easily be found online.
- Thieves will forge your signature on a legal home transfer deed, place a fake notary seal on it and refile your home’s title claiming to be the new owner. Shockingly, no government agency is required to verify the legitimacy of your home’s transfer. Just like that, it’s theirs.
- The criminal’s next logical move is to take out loans from multiple lenders using your home as collateral. They take off with the cash and stick you with the payments.
- In some cases, thieves may claim ownership of your home and force authorities to evict you from your own place. Yes, this actually happens!
If you find yourself in this unfortunate position, it will cost tens of thousands of dollars in legal fees to regain ownership of your home. Making the situation even more frightful is the fact that title fraud is not covered by homeowner’s insurance, banks or common identity theft programs.
That’s why you need another way to safeguard your home. Only Home Title Lock protects you.
Nightmare scenario comes to life
You might be thinking, “Sure, home title fraud is possible but am I really going to be targeted?” This type of fraud is more common than you’d think.
One victim recently spoke out, warning everyone about how this actually happened to her and her family.
In October 2018, Debra’s family received a knock at their door in their gated Florida community. The county sheriff was evicting her, her daughter and her grandkids from their own home.
“I could not believe that we were actually getting evicted from our home that we did not sell. There were several things that were left in the house, family pictures, we’ll never get those back,” she said. “It wasn’t just the house. It was our memories, it was their school, it was their playground, their pool, everything that they enjoyed. It was really a nice community.”
Debra contacted her attorney to find out what in the world was going on when she found out that someone had gone online and sold her house over the internet. Not only did the thieves get the equity out of her home at the beginning of the process, but then they sold it.
Debra’s heartbreaking story illustrations a very real threat that comes with life-long consequences.
It’s time to take action. It’s time to get protection from Home Title Lock.
For pennies a day, Home Title Lock posts a virtual perimeter around your home’s online title and mortgage. The instant Home Title Lock detects anyone tampering with your title or mortgage, it’s on the case, alerting you and mobilizing to help shut it down.
In the unlikely event that your title or mortgage is compromised, Home Title Lock’s U.S. based Resolution Experts will assist until the matter is resolved.
Go to HomeTitleLock.com and register your address to see if you’re already a victim. Use code Kim for 30 free days of protection to help you through this crisis. To make sure you’re satisfied, Home Title Lock offers a 100% money-back guarantee for the first 60 days.