You only have one “you” that hackers, criminals and scammers would love to steal. We’re talking about identity theft, which is a bigger threat than you’re probably aware of. It’s estimated every two seconds there is another identity theft victim.
And this type of theft often comes with devastating consequences, including loss of savings, destroyed credit and being charged with crimes you didn’t commit. You could even be held responsible for fraudulent medical claims and have government benefits revoked.
Don’t risk it! You need identity theft protection. We recommend our sponsor, Identity Guard, a trusted leader with a 9.8 out of 10 score from Consumers Advocate.
1. Threats are everywhere
Things are really bad out there. In the U.S., a car is stolen an average of every 6.5 minutes, firefighters respond to home fires every 1.5 minutes and a home burglary occurs every 15 seconds, but get this — identity theft happens every two seconds, costing victims around $17 billion in losses each year.
This has been the worst year yet for your privacy. Hackers are smarter than ever and have been behind constant data breaches and leaks, putting your critical information at risk. Your info could even end up for sale on the Dark Web.
Plus, think about how much you share on social media sites like Facebook. Not to mention all the online shopping and other financial transactions you do. Online threats are all around us. Tap or click here to see why even smart TVs are threats.
Life isn’t as simple as it was 20 years ago. Back then, your identity was your name and Social Security number. Today, it’s a complex web made up of hundreds of digital pieces we share daily, which is why it’s critical to have protection.
This is where Identity Guard can help. It uses IBM Watson artificial intelligence (AI) to protect you. Watson is highly intelligent, knows exactly what to look for and is tireless — constantly scrubbing and scanning.
2. It’s about more than just your credit
Yes, identity theft can destroy your credit, but it can cause so much more havoc. Thieves can do nasty things like decimate your retirement fund or savings, ID theft could lead to IRS audits and penalties, your health insurance services could be revoked and more.
You may also face criminal charges and be responsible for fraudulent medical claims. Identity theft is a legal and financial crisis.
Most times, identity thieves will apply for credit — seen in loan stacking fraud, auto lending fraud, mortgage fraud and more. And, if you’ve had your identity stolen before, you’re much more susceptible to it happening again.
3. Once you notice a problem, it’s too late
Without the right identity protection, you might not know you’ve been victimized until it’s too late. You might not find out until you’re applying for a loan and realize someone has stolen your ID and completely ruined your credit.
Think about the amount of time it’s going to take to fix this wrong. It could take months, even years to finally undo what the thief has done. With Identity Guard, you get super-fast alerts when anything suspicious is suspected. Think of it as your home security system.
A home security system alerts you to an intruder so you can take action to protect your family and home. Identity Guard alerts you if it detects the use of your personally identifiable information, so you can act immediately in the event of identity theft.
In both cases, the sooner you’re alerted, the sooner you can act and minimize the damage. Identity Guard has the fastest alerts in the industry, so you can respond quickly.
Identity Guard also has a direct relationship with all three credit bureaus (it’s the only provider integrated with all three) and keeps you updated in near-real-time.
4. You can’t catch everything on your own
Yes, you can monitor your credit on your own, but that’s just one part of the equation. Identity Guard monitors all facets of your identity using IBM Watson.
You’ll receive alerts to threats detected by Watson that include high-risk transactions, personal info found on the Dark Web, requests to open new accounts in your name, credit score changes and more. This protection is so much more in-depth than you will ever be able to handle on your own.
Identity Guard has been in the business for almost 25 years and helped protect nearly 50 million people. Through all of this, it has never been breached and has offered exceptional remediation and restoration services.
5. Your whole family is at risk
It’s not just you who you need to worry about. Your entire family is at risk of having their identities stolen.
Children and older folks are just as likely, if not more, to be targets of identity theft. For kids, a family friend, family member or a stranger could use their name to take out loans and ruin their credit.
And there’s a good chance you won’t notice until they are ready to open a bank account or head off to college. Seniors who are already settled and not making big financial transactions, like buying a home or car, may not notice, either.
That’s why Identity Guard offers a family plan to protect everyone in the household. For the most complete protection available, check out its Premier plan.
The Premier plan includes the following features:
- Dark Web monitoring
- Risk management report
- Safe browsing tools
- Anti-phishing mobile app
- Monthly credit score
- Address monitoring
- 3-bureau credit monitoring
- Tax refund alerts
- Credit score and report
- Social insight report
6. Your time is worth money
Identity theft can take months to resolve on your own. Identity Guard will help you recover your identity and restore lost money.
When someone takes over your account and makes changes, it’s called “account takeover fraud.” That alone takes an average of 16 hours to resolve. Don’t get caught up in this type of mess without professional help. Let Identity Guard do the work for you.
Identity Guard has dedicated case managers if something does happen. Customer service is 100% U.S.-based. Plus, there’s $1 million in insurance for stolen funds reimbursement.