Scammers targeting retirement math

October 31, 2025

Scammers targeting retirement math: Alright, if you’re over 50 and maxing out that 401(k), heads up, starting in 2026, those “catch-up” contributions won’t be tax-deferred anymore if you make over $145K. You’ll pay taxes up-front, like a Roth. Not the end of the world, but here’s the sneaky part: Scammers love changes like this. Expect fake “plan updates” and “IRS” calls any day now. Don’t fall for them.