A good credit score can mean the difference between getting that important loan or finding yourself out of luck.If you don’t know your credit score, you should really look it up.Credit Karma has you covered. With this app you can access your credit score completely free. There’s no credit card required and no penalty for checking often.In addition to your credit score, Credit Karma tells you how to access your federally mandated, yearly, free credit report, and goes a step further with free credit monitoring through TransUnion (regularly $15 a month).So, if there’s a major change on your credit report, you’ll know about it right away. That’s a good step to thwart identity thieves.Bonus: Guard against identity theft by freezing your credit If you find yourself needing tips on how to improve your credit score, the app offers a credit report card that will compare your credit against the national averages. Plus, it gives advice on ways to boost your score.
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