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Detect hidden credit card skimmers with this smartphone trick

Before you head out of the house today, make sure you read this. Hackers are remotely stealing money from people just like you.

It's happening a lot more these days, notably with credit card skimmers and debit card skimmers. Here's how it works: Criminals cleverly place a phony card reader on top of a real one.

It could fit over an ATM or a point-of-purchase card reader, like the ones you use to pay for groceries or gasoline. The fake skimmers are so small that it's hard to tell they're even there.

If you insert your payment card into the phony reader, the hacker will steal your card number and PIN. They don't even need to be close to you to steal your information and money.

We've been telling you how to spot these card skimmers. Be sure to look at payment card readers before you use them. If the plastic looks too big, doesn't fit well or just looks strange, do not use it.

Now, we've got an even better way to find credit card skimmers. The best news is, you're already carrying the device you need to detect credit card skimmers in your pocket: your cellphone.

Bonus: Fingerprint protection for credit cards? This could be a game changer

Next page: How to protect yourself
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