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One simple trick to extend your gadget's warranty for free

One simple trick to extend your gadget's warranty for free

Everyone seems to be in the market for a new computer, smartphone or tablet these days. More than a third of the world's population is expected to be using a smartphone by next year. That means there will be nearly 2.6 billion smartphone users around the globe.

If you buy a new gadget, it's very likely that the salesperson will try and sell you an extended warranty. Having that extra protection can give you peace of mind since you never know when something terrible might happen to your shiny new purchase. But what if you could have that added protection at no additional cost?

A report from Consumer Reports shows that most manufacturing problems with a gadget will show up in the first year. If it makes it through that, it often won't have wear and tear failures until after the extended warranty expires. So spending big bucks on an extended warranty might not be a great idea.

Before you consider paying for an extended warranty, I have a simple trick for you that won't cost you a penny. Check with your major credit card company and see what type of warranty extensions that they offer for free.

Most credit card companies offer this service when you purchase almost any electronic device with their card that already comes with a warranty. Keep in mind, the key to this trick is that you have to purchase your gadget using your credit card. Here's an example. One AMEX customer shared the following experience on Tech Insider.

"I bought a MacBook Air in 2012 and decided against getting any additional protection because, at the time, the price of the laptop itself seemed high enough. Fast forward a year and a half and my keyboard stops working for no discernable reason. I got AMEX on the phone to make an extended warranty claim. They spoke to me for a few minutes and then sent me this [agreement] email. All I had to do was go to the Apple Store and get a repair estimate, then screenshot the receipt Apple had emailed to me when I originally purchased the laptop. A few days later I was approved."

This customer's AMEX card offered a pretty generous extended warranty that covered the product for an additional year, up to $10,000.

Of course, every credit card has different terms listed out in the fine-print. You'll need to check with your card company to see what requirements you need to adhere to. If your credit card does qualify, it's a great way to save some money while still having peace of mind.

Another idea would be to shop around for the gadget that you are going to buy. Some stores will throw in an extended warranty or extend the factory warranty for free if you purchase the device from their store.

If you don't own a credit card or don't wish to purchase your device using credit, there are other alternatives. Click here to see how sites like SquareTrade can offer you another option.

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