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What to expect from your identity monitoring service

What to expect from your identity monitoring service
Photo courtesy of Shutterstock

Recently, I've received a lot of questions from my listeners about identity monitoring - what it is, how it works and if it's really needed.

Often, the easiest way to answer these questions is to share my own experiences. And, just recently, I was personally reminded of how important it is to invest in identity monitoring.

A few weeks ago, while prepping content for the show, I received an alarming email. At the exact same time the email hit my inbox, I received a text alert on my phone. The alert informed me that someone had just applied for a credit card in my name. It asked that I confirm it was me.

It wasn't me.

When I looked into it, I discovered it was my accountant who had submitted an application for a new company credit card. She was shocked by how quickly I came to her, asking about the new card. "I literally just sent that," she said. "That's crazy!"

Although it wasn't me who had applied for the card, I was able to confirm that the credit card application was a legitimate need for my business. I responded to the alert by clicking, "Yes, this was me," and received the following message:

Lifelock

As a listener of my show, and reader of Komando.com, I know you've probably heard me talk about my sponsor LifeLock before. And, that's why I wanted to share this story. I wanted to explain that I recommend LifeLock because their services have helped to protect me personally. The benefits go beyond identity monitoring - they offer peace of mind.

That's why I encourage you all to check LifeLock out today. When you sign up for LifeLock, credit monitoring is just the beginning. LifeLock has plans that also monitor other places that thieves might misuse your information, such as your bank accounts, black market sites, payday loan companies, public court records, sex-offender databases and more. It even lets you know about data breaches that might have affected your information.

LifeLock also takes proactive steps to protect you, including address change verification and reducing the number of pre-approved credit card offers you get. That keeps thieves from stealing your mail and opening those cards in your name. However, what sets LifeLock apart is what it does when the worst happens.

Unlike other monitoring companies that alert you and then leave you to pick up the mess yourself, LifeLock is there for you. Its U.S.-based Identity Restoration Specialists know the best ways to contact companies and the forms you need to fill out to get things fixed.

Even better, LifeLock will spend up to $1 million hiring experts, such as lawyers, accountants and investigators, to clear up particularly tricky situation. You won't have to spend weeks learning legal minutiae or wading through a sea of numbers.

Of course, this only applies if you're a LifeLock member when the identity theft happens. So, you better sign up now so you aren't left out in the cold. Plus, if you sign up today you can use promo code KIM to save 10%. Don't wait for the worst to happen; sign up and start protecting your identity today.

Disclosure: This post is brought to you by the Komando Staff. We aim to highlight products and services you might find interesting, or useful. This post includes products and services from our trusted sponsor, Carbonite.
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