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Top Story: Watch out for the top 5 online scams this January

Top Story: Watch out for the top 5 online scams this January
photo courtesy of SHUTTERSTOCK

Have you been the victim of a cybercrime? If you ever think that there's really no reason to worry, just remember this one statistic.

In 2015, more than 594 million people worldwide were victims of some form of cybercrime. About 14% of victims in the UK alone, for instance, had their banking credentials and other financial information stolen. Some 10% of them had their IDs stolen.

Cybercrimes are taking place all the time. These include phishing emails, where hackers trick you into clicking on a link to their website.

Typically, they send emails with the logos, addresses and letterhead of companies you trust. But, if you click on the link and go to their website, which also uses a legitimate company's logo, they'll ask you to input your personal information.

Sometimes, you'll receive a text message that seems to be coming from your bank. The scammers will give you a phone number and, when you call, they'll ask you for your personal information, supposedly to "update your account."

These scams happen all the time. So, which ones should you be on the lookout for? Here are this month's five most popular online scams.

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