You've got insurance for everything, to protect your finances and the property you own. You have car insurance, medical insurance and dental insurance.
You need it. If you didn't have health insurance, for instance, you could potentially get stuck with bills for tens of thousands of dollars.
So, it makes sense that insurance companies are starting to offer insurance for cybercrimes. For some large companies with a lot of assets, or if you have a substantial amount of money that's online and vulnerable to attack, it may make sense.
Here's how it works. Insurance company Pure Insurance is offering cybersafe insurance. They'll monitor your computer systems for $500 to $3,000 a month, to ensure that hackers aren't tapping into your computer or personal information. For $1,500, they'll do a one-day audit of your home's computer network.
Of course, for up to $3,000 a month, cyberinsurance isn't for everyone. In fact, it may not even be necessary for rich people.