When it comes to saving money on gadgets, it pays to have commitment issues. Two-year contracts on your cellphone, cable service and other fees exist because many people fear the alternative. We're used to contracts, and "free" phones sound nice on paper.
That's not always the case. Free phones are sometimes worth a two-year contract, but many of you would be better off going with a no-contract wireless plan. Making the switch isn't hard, and you can learn more about it by checking out a column I wrote for USA Today earlier this year.
Today's deals are meant to keep you out of a costly marriage with your cable company or cell provider.
Nokia Lumia 520 GoPhone AT&T - $39.99 ($99.99)
A large percentage of the up-front costs of pre-paid phones is usually the phone itself. If you buy a current-generation pre-paid phone directly from the provider, chances are good that you're going to pay somewhere between $400 and $600.
The Nokia Lumia 520 is a highly reviewed device that runs the Windows Phone mobile operating system. If you're an Android or iOS user and looking to make the switch, you should probably confirm if your previous purchases are compatible with the system.
At this price, though, it's never been easier to jump into both a no-contract phone and Microsoft's mobile OS.