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🎮 Gamify your goals: Let an AI chatbot motivate you to make some extra cash. I have just the prompt: “Turn my side hustle goals into fun tasks. Ask me about my objectives, then break them down into tiny steps. Set a goal and a reward for finishing each one. Make a list of five tasks for this month.” You’ll feel like the winner.

Did you know you can do it online? Setting up term life insurance, that is. Fabric makes it fast and easy* to do online. Answer a few questions and you’re on your way to checking this off your list.

Save $3 a month: Switch to Microsoft 365 Classic if you don’t want the new AI tools. On your account dashboard, select Subscriptions > Manage subscription > Cancel subscription. Scroll past the warning about losing your OneDrive storage to find the Classic plans. Click Switch plan > Confirm your new subscription > Buy.

📸 Snap and convert: Apple’s HEIC photo format saves space but is a headache to open on a Windows PC. Switch your iPhone camera settings to JPG to fix it. Go to Settings > Camera > Formats and pick Most Compatible. Then, head back to Settings > Apps > Photos and choose Automatic (under Transfer to Mac or PC) so it’s always compatible.

New font, who dis? Change your Kindle’s font to match your book’s vibe. Look for the toolbar (top of the screen) and hit the Aa icon. Select Font > Font Family and pick the style you want.

🌡️ Thermostat myth: Turning it up won’t heat your home faster. Say you’re freezing and want to heat things to 70 degrees. Cranking it to 80 will make your HVAC unit run longer instead of working harder. It’s just an on/off switch. My husband keeps insisting we try 69, but I think we should keep the thermostat at 72 degrees this winter.