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3 free Microsoft Office alternatives you've probably never heard of

HomeBank

Do you have a hard time keeping track of your household's finances? Let's face it, balancing checkbooks and planning budgets are not the easiest things in the world. For many people, personal accounting is a daunting task.

Fortunately, managing your money is easier nowadays. Thanks to the personal computer and software, there are numerous tools that can help you with this. And for a regular-sized household, a simple and easy to use tool should be enough.

One such tool is HomeBank. This is a personal accounting program with budgeting, planning and reporting tools to track where exactly your money is going to and coming from.

It's not exactly as robust as professional accounting, but for personal uses, it's more than enough. Think of it as a user-friendly bookkeeping tool or a ledger to keep track of all your income and expenses in one place.

HomeBank 2

You can set up an unlimited number of accounts in HomeBank and the process is straightforward. You choose between bank, cash, asset, credit card or liability type of accounts for tracking income or expense activity.

You can also set up different types of expense payees ranging from hobbies, clothing, entertainment, etc. and even program it for scheduled payments like mortgage payments or utility bills.

Once everything is setup according to your personal finances, HomeBank allows you to generate reports, charts and graphs for visual representations of your financial activity.

HomeBank 1

HomeBank also supports easy file imports from popular accounting software Quicken or Microsoft Money or bank account spreadsheets in CSV, OFX or QIF formats.

One thing HomeBank can't do (and it shouldn't) is connect to online bank accounts for real-time activity updates. Banking activity must be entered manually to be tabulated and this also means you can't pay anyone via HomeBank. And for security reasons, why would you want it to?

For a personal bookkeeping and ledger tool, HomeBank is a feature-rich but simple and easy-to-use program. It's light, setting it up is a cinch, and best of all, it's totally free.

HomeBank is cross-platform and it supports Microsoft Windows, Mac OS X and Linux.

Click here to go directly to its download page.

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