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Calculate cellphone savings in a flash

Calculate cellphone savings in a flash
photo courtesy of shutterstock

Buying a smartphone has changed a lot in the past few years. It used to be you would sign up for a two-year contract, make a $1 to $300 one-time payment and you wouldn't have to think about it again for two years.

However, now that carriers have largely phased out their contract plans, you have more buying options. You can buy a phone outright, sign up for a carrier payment plan or choose a leasing-style plan. Which one is the best for you?

Use the Cell Phone Calculator from Wallet Hub to help you decide. This handy tool lets you analyze all of the different options and find which is the best deal for you.

All you need to do is enter the upfront and monthly costs for each plan you want to compare by adjusting the sliders. Then you'll see which option will cost less, with both of your options displayed side by side.

Scroll farther down the page for handy charts that can help you understand the different plans and pricing points. And don't forget, there are also these great Komando Buying guides and smartphone comparison charts to help you decide too.

-->Lease vs. buy: Which is better for your next smartphone? Click here to find out which option will work best for you.

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